Compare Holdings to Alternatives
Free business banking with built-in accounting, 1.75% APY, and up to $3M FDIC insurance. See how Holdings compares to every major alternative.
Holdings vs Chase
Zero fees and free accounting vs Chase's $16/mo fee and separate software.
Compare →Holdings vs Mercury
Free built-in accounting and auto-categorization included with every account.
Compare →Holdings vs QuickBooks
Free banking AND accounting in one platform vs QuickBooks' $35+/mo.
Compare →Holdings vs Relay
Both offer free sub-accounts. Holdings adds built-in accounting at no extra cost.
Compare →Holdings vs Bluevine
Free accounting and unlimited sub-accounts vs Bluevine's premium-only features.
Compare →Holdings vs FreshBooks
Free invoicing, accounting, and banking. FreshBooks charges $19–60/mo with no banking.
Compare →Holdings vs Wave
Free banking and accounting in one platform. Wave is accounting-only with no banking.
Compare →Holdings vs Xero
Free accounting with every bank account. Xero charges $15–78/mo for accounting only.
Compare →Holdings vs Novo
Free accounting, 1.75% APY, and up to $3M FDIC insurance included.
Compare →Holdings vs Lili
Full accounting included free. Lili charges $9–39/mo for premium features.
Compare →Holdings vs Crowded
Up to $3M FDIC, 1.75% APY, and free bookkeeping for nonprofits.
Compare →Ready to switch?
Open a free Holdings account in minutes. Zero fees, 1.75% APY, and built-in accounting.
Explore Holdings
Free Business Banking
Zero-fee checking with 1.75% APY, FDIC insured to $3M.
1.75% APY High-Yield Checking
Earn 1.75% APY on every dollar. No minimums.
Free Accounting Software
Automatic categorization, P&L, and balance sheets.
Pricing
Transparent pricing with zero hidden fees.
Savings Calculator
See how much you could save by switching to Holdings.