https://getholdings.com/resources/blog Insights on business banking, accounting, bookkeeping, and financial management for small businesses and nonprofits. en-us Fri, 10 Apr 2026 22:24:56 GMT https://getholdings.com/logo.png https://getholdings.com/resources/blog https://getholdings.com/resources/blog/starting-a-business-complete-guide https://getholdings.com/resources/blog/starting-a-business-complete-guide Everything first-time business owners need to know — from choosing an LLC vs S-Corp to setting up finances, putting in your own money. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-business https://getholdings.com/resources/blog/how-to-start-nonprofit-complete-guide https://getholdings.com/resources/blog/how-to-start-nonprofit-complete-guide Step-by-step guide to starting a nonprofit — from choosing between 501(c)(3) vs fiscal sponsorship to filing for tax-exempt status, building your board. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-nonprofit https://getholdings.com/resources/blog/llc-vs-scorp-vs-sole-prop-decision-framework https://getholdings.com/resources/blog/llc-vs-scorp-vs-sole-prop-decision-framework Stop guessing. Use this decision framework with real tax math to choose between LLC, S-Corp, Sole Proprietorship, and C-Corp. Includes cost comparisons. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-business https://getholdings.com/resources/blog/1099-vs-w2-worker-classification-guide https://getholdings.com/resources/blog/1099-vs-w2-worker-classification-guide Understand the real difference between 1099 contractors and W-2 employees — IRS classification rules, tax implications for both sides. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) tax-strategy https://getholdings.com/resources/blog/small-business-tax-deductions-complete-guide https://getholdings.com/resources/blog/small-business-tax-deductions-complete-guide The full list of small business tax deductions for 2026 — organized by category with actual dollar limits, IRS rules. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) tax-strategy https://getholdings.com/resources/blog/quarterly-estimated-taxes-guide https://getholdings.com/resources/blog/quarterly-estimated-taxes-guide Step-by-step guide to quarterly estimated taxes — who needs to pay, how to calculate the right amount, two methods to avoid penalties. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) tax-strategy https://getholdings.com/resources/blog/how-to-build-business-credit-guide https://getholdings.com/resources/blog/how-to-build-business-credit-guide Build business credit from scratch with this step-by-step plan. Covers DUNS number, PAYDEX score, trade references, business credit cards. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/small-business-bookkeeping-diy-guide https://getholdings.com/resources/blog/small-business-bookkeeping-diy-guide Learn how to do your own bookkeeping — chart of accounts setup, daily/weekly/monthly routines, cash vs accrual, and when to hire help. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) bookkeeping https://getholdings.com/resources/blog/how-to-read-balance-sheet-guide https://getholdings.com/resources/blog/how-to-read-balance-sheet-guide Learn to read your balance sheet in plain English — assets, liabilities, equity explained with real numbers from a real small business. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) bookkeeping https://getholdings.com/resources/blog/how-to-accept-credit-card-payments-guide https://getholdings.com/resources/blog/how-to-accept-credit-card-payments-guide Compare the real costs of accepting credit cards — Square vs Stripe vs traditional processors. Fee structures explained, hidden costs exposed. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) invoicing https://getholdings.com/resources/blog/how-to-start-an-llc-state-guide https://getholdings.com/resources/blog/how-to-start-an-llc-state-guide Start your LLC the right way. Step-by-step process, costs for all 50 states ($40–$500), operating agreements, EIN, and bank account setup. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/home-office-tax-deduction-guide https://getholdings.com/resources/blog/home-office-tax-deduction-guide Calculate your home office tax deduction using simplified or regular method. Real math examples, qualification rules, and audit-proof tips for 2026. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) tax-strategy https://getholdings.com/resources/blog/self-employment-tax-guide https://getholdings.com/resources/blog/self-employment-tax-guide Self-employment tax is 15.3% on your net earnings. Learn how it's calculated, how S-Corp election can save you thousands, and how to reduce what you owe. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) tax-strategy https://getholdings.com/resources/blog/how-to-get-ein-business https://getholdings.com/resources/blog/how-to-get-ein-business Get your EIN in 10 minutes — free, online, from the IRS. Exact questions they ask, common mistakes, and what to do right after you get it. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-business https://getholdings.com/resources/blog/bookkeeper-cost-2026 https://getholdings.com/resources/blog/bookkeeper-cost-2026 Bookkeeper costs range from $20/hr (freelance) to $65K/yr (in-house). Compare freelance, firm, online, and AI bookkeeping pricing for your business. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/how-to-categorize-business-expenses https://getholdings.com/resources/blog/how-to-categorize-business-expenses Learn to categorize business expenses using IRS Schedule C categories. Includes cheat sheet, real transaction examples, and auto-categorization tips. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) expense-management https://getholdings.com/resources/blog/break-even-analysis-guide-calculator https://getholdings.com/resources/blog/break-even-analysis-guide-calculator Learn break-even analysis with real examples. Calculate when your business becomes profitable using our free worksheet and step-by-step formula. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/boi-reporting-guide-businesses https://getholdings.com/resources/blog/boi-reporting-guide-businesses Beneficial Ownership Information reporting is required for most LLCs and corporations. Learn who files, deadlines, exemptions, and how to avoid penalties. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) compliance https://getholdings.com/resources/blog/owner-investment-in-business-accounting-tax-guide https://getholdings.com/resources/blog/owner-investment-in-business-accounting-tax-guide Learn the three ways to invest your own money into your business — equity contributions, owner loans, and capital contributions. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) bookkeeping https://getholdings.com/resources/blog/choosing-business-partner-financial-guide https://getholdings.com/resources/blog/choosing-business-partner-financial-guide The financial conversations you need to have before partnering up — equity splits, compensation, spending authority, exit strategies. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-business https://getholdings.com/resources/blog/how-to-bootstrap-a-business-self-funding https://getholdings.com/resources/blog/how-to-bootstrap-a-business-self-funding A practical guide to bootstrapping your business — personal runway calculations, funding sources ranked by risk, bootstrap budgets for 3 business types. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/first-year-business-finances-month-by-month https://getholdings.com/resources/blog/first-year-business-finances-month-by-month A month-by-month financial playbook for your first year in business — from opening your bank account to filing your first tax return. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/how-to-form-nonprofit-board-of-directors https://getholdings.com/resources/blog/how-to-form-nonprofit-board-of-directors Learn how to form an effective nonprofit board with legal requirements, roles, and governance best practices. Includes board formation kit download. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-nonprofit https://getholdings.com/resources/blog/nonprofit-bylaws-template-guide https://getholdings.com/resources/blog/nonprofit-bylaws-template-guide Get a complete nonprofit bylaws template with clause-by-clause explanations. Learn which clauses matter most and avoid common mistakes. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-nonprofit https://getholdings.com/resources/blog/first-grant-proposal-guide-new-nonprofits https://getholdings.com/resources/blog/first-grant-proposal-guide-new-nonprofits Learn how to write winning grant proposals with step-by-step guidance, templates, and insider tips. Includes complete proposal template kit. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-nonprofit https://getholdings.com/resources/blog/501c3-vs-501c4-vs-501c6-comparison https://getholdings.com/resources/blog/501c3-vs-501c4-vs-501c6-comparison Compare 501(c)(3), 501(c)(4), and 501(c)(6) tax-exempt statuses — tax-deductible donations, political activity rules, lobbying limits. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-nonprofit https://getholdings.com/resources/blog/best-high-yield-business-savings-accounts-2026 https://getholdings.com/resources/blog/best-high-yield-business-savings-accounts-2026 Compare the best high-yield business savings accounts for 2026 — Holdings (1.75% APY), Bluevine (2.0%), Relay, Mercury, and more. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/business-expense-tracking-complete-guide https://getholdings.com/resources/blog/business-expense-tracking-complete-guide Build a simple expense tracking system that catches every deduction and survives an IRS audit. Includes the top 10 deductions by dollar amount. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) expense-management https://getholdings.com/resources/blog/cash-flow-forecasting-guide https://getholdings.com/resources/blog/cash-flow-forecasting-guide Learn how to build a 13-week cash flow forecast that prevents cash crunches before they happen. Includes the cash flow waterfall method, stress testing. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/church-accounting-complete-guide https://getholdings.com/resources/blog/church-accounting-complete-guide Everything pastors and treasurers need to know about church accounting — fund accounting, designated gifts, pastor payroll, internal controls. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) industry-finance https://getholdings.com/resources/blog/complete-guide-invoicing-small-business https://getholdings.com/resources/blog/complete-guide-invoicing-small-business Everything you need to know about invoicing for small business — professional invoice anatomy, payment terms explained, follow-up cadence. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) invoicing https://getholdings.com/resources/blog/construction-company-finances-guide https://getholdings.com/resources/blog/construction-company-finances-guide The complete financial guide for construction companies and general contractors. Covers job costing, progress billing, retention, bonding. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) industry-finance https://getholdings.com/resources/blog/content-creator-finances-guide https://getholdings.com/resources/blog/content-creator-finances-guide The complete financial guide for content creators. Covers income tracking across platforms, creator-specific tax deductions, quarterly estimated taxes. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) industry-finance https://getholdings.com/resources/blog/fiscal-sponsorship-explained-guide https://getholdings.com/resources/blog/fiscal-sponsorship-explained-guide Learn how fiscal sponsorship works, the difference between Model A and Model B, typical costs (5-10% admin fees), how to find a sponsor. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-nonprofit https://getholdings.com/resources/blog/form-990-complete-guide-nonprofits https://getholdings.com/resources/blog/form-990-complete-guide-nonprofits Everything nonprofits need to know about Form 990 — who must file, which version, deadlines, the most important sections, common mistakes. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) compliance https://getholdings.com/resources/blog/how-to-create-business-budget-guide https://getholdings.com/resources/blog/how-to-create-business-budget-guide A practical guide to building a business budget that actually works. Includes the 50/30/20 framework for business, zero-based budgeting. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/nonprofit-accounting-setup-guide-day-one https://getholdings.com/resources/blog/nonprofit-accounting-setup-guide-day-one Set up nonprofit accounting right from day one — fund accounting basics, chart of accounts template, software comparison, internal controls. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofit-finance https://getholdings.com/resources/blog/nonprofit-financial-management-complete-guide https://getholdings.com/resources/blog/nonprofit-financial-management-complete-guide Move your nonprofit from financial survival mode to long-term sustainability. Covers reserves, revenue diversification, board reporting, audits. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofit-finance https://getholdings.com/resources/blog/nonprofit-grant-management-guide https://getholdings.com/resources/blog/nonprofit-grant-management-guide The complete guide to managing grants after you receive them — agreement review, financial tracking, compliance, reporting. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofit-finance https://getholdings.com/resources/blog/profit-margins-by-industry-benchmarks https://getholdings.com/resources/blog/profit-margins-by-industry-benchmarks Gross, net, and operating profit margin benchmarks for 25+ industries in 2026. Learn what healthy margins look like for your business. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/small-business-banking-101-complete-guide https://getholdings.com/resources/blog/small-business-banking-101-complete-guide Everything you need to know about business banking — why you need a separate account, what to look for, traditional banks vs fintech, common mistakes. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-business https://getholdings.com/resources/blog/small-business-financial-planning-guide https://getholdings.com/resources/blog/small-business-financial-planning-guide Learn how to build a real financial plan for your small business — from the 4 financial statements you need to understand, to setting goals. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/accrual-vs-cash-basis-accounting https://getholdings.com/resources/blog/accrual-vs-cash-basis-accounting Understand the real difference between accrual and cash basis accounting — with identical transaction examples, IRS rules on who must use accrual. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) bookkeeping https://getholdings.com/resources/blog/annual-business-filing-requirements-state-guide https://getholdings.com/resources/blog/annual-business-filing-requirements-state-guide Annual report due dates and costs for all 50 states + DC with deadline reminders. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) compliance https://getholdings.com/resources/blog/business-bank-account-multiple-owners https://getholdings.com/resources/blog/business-bank-account-multiple-owners Everything you need to open and manage a business bank account with multiple owners — what banks require, signer authority levels, spending controls. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-business https://getholdings.com/resources/blog/business-emergency-fund-guide https://getholdings.com/resources/blog/business-emergency-fund-guide Calculate your target emergency fund, build a savings plan, and use our decision framework for when to tap it. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/business-insurance-types-guide https://getholdings.com/resources/blog/business-insurance-types-guide Every type of business insurance explained with real costs — general liability, professional liability, BOP, workers comp, cyber liability, and more. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) compliance https://getholdings.com/resources/blog/business-license-requirements-by-state-industry https://getholdings.com/resources/blog/business-license-requirements-by-state-industry Federal, state, and local business licenses explained by industry. Covers food, construction, healthcare, finance, transportation. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-business https://getholdings.com/resources/blog/business-meal-deduction-rules-2026 https://getholdings.com/resources/blog/business-meal-deduction-rules-2026 The complete guide to business meal deductions in 2026 — what's 50% deductible, what's 100%, what's not deductible at all. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) tax-strategy https://getholdings.com/resources/blog/business-mileage-tracking-irs-guide https://getholdings.com/resources/blog/business-mileage-tracking-irs-guide Everything you need to know about the IRS mileage deduction — standard vs actual expenses, what counts as business mileage, tracking requirements. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) tax-strategy https://getholdings.com/resources/blog/business-record-retention-guide https://getholdings.com/resources/blog/business-record-retention-guide Know exactly which business records to keep, how long the IRS requires you to store them, and the best ways to organize digital and physical documents. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) compliance https://getholdings.com/resources/blog/business-savings-vs-money-market https://getholdings.com/resources/blog/business-savings-vs-money-market Compare business savings accounts and money market accounts side by side — rates, liquidity, minimums, FDIC coverage, and when to use each. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/business-travel-expenses-deduction-guide https://getholdings.com/resources/blog/business-travel-expenses-deduction-guide Master business travel tax deductions — transportation, lodging, meals, incidentals. Learn IRS rules for combining business and personal travel. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) tax-strategy https://getholdings.com/resources/blog/creative-agency-financial-playbook https://getholdings.com/resources/blog/creative-agency-financial-playbook Financial management guide for creative agencies. Covers utilization rates, project profitability tracking, scope creep prevention. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) industry-finance https://getholdings.com/resources/blog/donor-management-small-nonprofits-guide https://getholdings.com/resources/blog/donor-management-small-nonprofits-guide Complete guide to donor management for small nonprofits. Covers the donor lifecycle, database setup, acknowledgment best practices. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofit-finance https://getholdings.com/resources/blog/employee-reimbursement-policy-guide https://getholdings.com/resources/blog/employee-reimbursement-policy-guide How to create a compliant employee reimbursement policy. Covers IRS accountable plan rules, what to reimburse, per diem, state requirements (CA, IL). Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) expense-management https://getholdings.com/resources/blog/freelance-contract-essentials-guide https://getholdings.com/resources/blog/freelance-contract-essentials-guide Every clause your freelance contract needs — scope, payment terms, kill fees, IP ownership, and more. Includes a free customizable contract template. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) invoicing https://getholdings.com/resources/blog/how-to-handle-late-payments-guide https://getholdings.com/resources/blog/how-to-handle-late-payments-guide A complete playbook for getting paid — prevention strategies, follow-up scripts for every stage (day 1 to day 90+), late fee rules by state. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) invoicing https://getholdings.com/resources/blog/how-to-price-your-services-guide https://getholdings.com/resources/blog/how-to-price-your-services-guide Learn cost-plus and value-based pricing, calculate your minimum rate, escape the hourly trap, use pricing psychology, raise prices confidently. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) invoicing https://getholdings.com/resources/blog/how-to-read-cash-flow-statement https://getholdings.com/resources/blog/how-to-read-cash-flow-statement Annotated example cash flow statement with line-by-line explanations plus a key ratios worksheet. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/how-to-register-business-name-dba https://getholdings.com/resources/blog/how-to-register-business-name-dba Learn when you need a DBA, how to file one in your state, what it costs ($10-100), and why your bank account depends on it. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-business https://getholdings.com/resources/blog/manage-multiple-business-bank-accounts https://getholdings.com/resources/blog/manage-multiple-business-bank-accounts Why multiple business bank accounts make sense, how to set them up, the profit-first method, automating transfers, reconciling across accounts. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/net-30-60-90-payment-terms-guide https://getholdings.com/resources/blog/net-30-60-90-payment-terms-guide Understand payment terms, early payment discounts, how terms affect cash flow, when to offer credit vs. require upfront payment. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) invoicing https://getholdings.com/resources/blog/nonprofit-articles-of-incorporation-guide https://getholdings.com/resources/blog/nonprofit-articles-of-incorporation-guide Everything you need to draft nonprofit articles of incorporation that satisfy IRS 501(c)(3) requirements. Includes required clauses. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-nonprofit https://getholdings.com/resources/blog/nonprofit-audit-preparation-guide https://getholdings.com/resources/blog/nonprofit-audit-preparation-guide Prepare for your nonprofit's financial audit with a clear step-by-step process. Covers when audits are required, how to choose an auditor, PBC lists. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofit-finance https://getholdings.com/resources/blog/nonprofit-board-financial-responsibilities-guide https://getholdings.com/resources/blog/nonprofit-board-financial-responsibilities-guide What every nonprofit board member needs to know about financial oversight. Covers fiduciary duties, reading financial statements, the finance committee. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofit-finance https://getholdings.com/resources/blog/nonprofit-budgeting-board-approved https://getholdings.com/resources/blog/nonprofit-budgeting-board-approved Step-by-step guide to building a nonprofit budget your board will actually approve. Covers restricted funds, functional expense allocation. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofit-finance https://getholdings.com/resources/blog/nonprofit-cash-reserve-policy-guide https://getholdings.com/resources/blog/nonprofit-cash-reserve-policy-guide Learn how much your nonprofit should hold in cash reserves, how to build them without guilt, and get a board-ready reserve policy template. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofit-finance https://getholdings.com/resources/blog/nonprofit-fundraising-basics-guide https://getholdings.com/resources/blog/nonprofit-fundraising-basics-guide Learn how to raise money for your nonprofit — individual donors, grants, events, corporate sponsors, recurring giving, and IRS acknowledgment rules. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-nonprofit https://getholdings.com/resources/blog/payroll-taxes-small-business-guide https://getholdings.com/resources/blog/payroll-taxes-small-business-guide Understand employer vs employee payroll tax obligations — FICA, FUTA, state unemployment, withholding, deposit schedules, forms, penalties. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) tax-strategy https://getholdings.com/resources/blog/prepare-financial-statements-small-business https://getholdings.com/resources/blog/prepare-financial-statements-small-business Learn how to create the three core financial statements — P&L, balance sheet, and cash flow — when you need each one, how to read them together. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) bookkeeping https://getholdings.com/resources/blog/property-management-accounting-guide https://getholdings.com/resources/blog/property-management-accounting-guide Build financial systems that actually work for rental properties — per-property P&L tracking, trust account compliance, rent rolls. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) industry-finance https://getholdings.com/resources/blog/real-estate-agent-bookkeeping-guide https://getholdings.com/resources/blog/real-estate-agent-bookkeeping-guide Commission log, agent-specific expense categories, and quarterly tax estimator. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) industry-finance https://getholdings.com/resources/blog/restaurant-accounting-financial-guide https://getholdings.com/resources/blog/restaurant-accounting-financial-guide Daily sales tracker, food cost calculator, prime cost worksheet, and weekly P&L template designed for restaurants. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) industry-finance https://getholdings.com/resources/blog/saas-financial-metrics-founders-guide https://getholdings.com/resources/blog/saas-financial-metrics-founders-guide Monthly metrics tracker with formulas for MRR, churn, LTV, CAC, Rule of 40, and Net Revenue Retention. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) industry-finance https://getholdings.com/resources/blog/sales-tax-small-business-guide https://getholdings.com/resources/blog/sales-tax-small-business-guide Understand sales tax nexus, collection rules, filing frequency, marketplace facilitator laws, exemption certificates, and multi-state compliance. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) tax-strategy https://getholdings.com/resources/blog/small-business-compliance-checklist-2026 https://getholdings.com/resources/blog/small-business-compliance-checklist-2026 Every compliance requirement your small business faces in 2026 — federal taxes, BOI reporting, state filings, local permits, industry-specific rules. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) compliance https://getholdings.com/resources/blog/when-to-hire-a-bookkeeper https://getholdings.com/resources/blog/when-to-hire-a-bookkeeper Is it time to hire a bookkeeper? Here are 7 clear signs you've outgrown DIY bookkeeping — plus the real cost comparison, what to hand off first. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) bookkeeping https://getholdings.com/resources/blog/when-to-hire-first-employee-financial-guide https://getholdings.com/resources/blog/when-to-hire-first-employee-financial-guide Revenue threshold calculator, true cost worksheet, and pre-hire compliance checklist to make sure you're ready. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) financial-planning https://getholdings.com/resources/blog/wire-transfer-vs-ach-business https://getholdings.com/resources/blog/wire-transfer-vs-ach-business Wire transfers vs ACH payments explained for business owners — speed, cost, security, when to use each, and how Holdings handles ACH. Wed, 08 Apr 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) starting-a-business https://getholdings.com/resources/blog/ai-bookkeeping-guide https://getholdings.com/resources/blog/ai-bookkeeping-guide How AI bookkeeping automates transaction categorization, reconciliation, and reporting. Compares the best AI bookkeeping tools for small businesses, freelancers, and nonprofits in 2026. Fri, 27 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/ach-payment-processing-guide https://getholdings.com/resources/blog/ach-payment-processing-guide ACH limits, fees, and processing times compared across major banks. Practical setup guide for small business ACH payment processing in 2026. Fri, 27 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/501c3-bank-account-requirements https://getholdings.com/resources/blog/501c3-bank-account-requirements Everything you need to open a bank account for your 501(c)(3) nonprofit. Required documents, EIN process, the step-by-step opening flow, and how to choose the right bank for your organization. Fri, 27 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofits https://getholdings.com/resources/blog/accounting-for-consulting-firms https://getholdings.com/resources/blog/accounting-for-consulting-firms Most consulting firms start with a spreadsheet and a prayer. This guide covers how accounting actually works for consulting firms — from chart of accounts to revenue recognition to the reporting that matters. Thu, 26 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) professional-services https://getholdings.com/resources/blog/entity-level-reporting-for-businesses https://getholdings.com/resources/blog/entity-level-reporting-for-businesses If you manage more than one business entity, you already know the reporting problem. Entity-level reporting solves this. Here's what it is, who needs it, and how to set it up. Thu, 26 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/business-debit-cards-guide https://getholdings.com/resources/blog/business-debit-cards-guide A business debit card is one of those things you don't think about until it creates a problem. This guide covers everything small business owners need to know about business debit cards. Thu, 26 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/best-free-nonprofit-accounting-software https://getholdings.com/resources/blog/best-free-nonprofit-accounting-software We tested every free nonprofit accounting tool. Here's what's actually free, what has hidden costs, and which one fits your org. Updated March 2026. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) nonprofits https://getholdings.com/resources/blog/cloud-accounting-software-for-nonprofits https://getholdings.com/resources/blog/cloud-accounting-software-for-nonprofits Desktop software is fading. Here's why cloud-based accounting is essential for modern nonprofits and which platforms handle fund accounting, reporting, Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofits https://getholdings.com/resources/blog/bank-with-built-in-accounting https://getholdings.com/resources/blog/bank-with-built-in-accounting The old model of juggling a bank, QuickBooks, and a bookkeeper is breaking. Here's what built-in accounting means, how it works, and whether it's right for your business. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/best-bank-accounts-for-churches-2026 https://getholdings.com/resources/blog/best-bank-accounts-for-churches-2026 We compared 7 bank accounts for churches on fees, interest rates, fund tracking, and accounting features. Here's what actually matters for church finances — and which accounts are worth considering in 2026. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofits https://getholdings.com/resources/blog/best-bank-accounts-for-nonprofits-2026 https://getholdings.com/resources/blog/best-bank-accounts-for-nonprofits-2026 We compared 7 nonprofit bank accounts on fees, interest rates, FDIC coverage, and fund tracking. See which ones offer $0 monthly fees, 2%+ APY, and built-in bookkeeping for 501(c)(3) organizations. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofits https://getholdings.com/resources/blog/free-business-checking-accounts-no-fees-2026 https://getholdings.com/resources/blog/free-business-checking-accounts-no-fees-2026 We compared 7 genuinely free business checking accounts — $0 monthly fees, no minimum balances, no gotchas. See which ones earn interest, offer free wires, and include built-in bookkeeping. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/quickbooks-alternatives-2026 https://getholdings.com/resources/blog/quickbooks-alternatives-2026 Tired of QuickBooks price hikes? We compared 7 real alternatives — from free options to bank-integrated platforms — to find the best QuickBooks replacement for small businesses, freelancers, and nonprofits in 2026. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/chart-of-accounts-setup-guide-small-business https://getholdings.com/resources/blog/chart-of-accounts-setup-guide-small-business Your chart of accounts is the foundation of your bookkeeping. Get it right from the start and everything else — reports, taxes, audits — gets easier. Here's exactly how to set one up, with templates for different business types. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/startup-banking-guide-2026 https://getholdings.com/resources/blog/startup-banking-guide-2026 Most startup banking advice is written by people who've never raised a round. This guide covers what founders actually need: treasury management, runway visibility, multi-entity support, and how to stop losing money to outdated banking infrastructure. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/business-bank-account-requirements-2026 https://getholdings.com/resources/blog/business-bank-account-requirements-2026 Everything you need to open a business bank account in 2026: required documents (EIN, formation docs, ID), fee comparisons, what banks look for, and how to get approved fast. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/best-business-checking-accounts-ecommerce-2026 https://getholdings.com/resources/blog/best-business-checking-accounts-ecommerce-2026 The best business checking accounts for online sellers in 2026. Compare fees, integrations, multi-currency support, and payout handling for Shopify, Amazon, and multi-channel sellers. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/best-business-checking-accounts-agencies-2026 https://getholdings.com/resources/blog/best-business-checking-accounts-agencies-2026 The best business checking accounts for creative, marketing, and digital agencies in 2026. Compare per-client sub-accounts, team card controls, and built-in profitability tracking. Mon, 16 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/year-end-bookkeeping-checklist-small-business https://getholdings.com/resources/blog/year-end-bookkeeping-checklist-small-business Don't scramble at tax time. This month-by-month year-end checklist covers reconciliation, 1099 prep, expense review, depreciation, and everything your business needs to close the books cleanly. Sun, 15 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/small-business-banking-guide https://getholdings.com/resources/blog/small-business-banking-guide A complete guide to business banking for beginners. Learn why you need a separate business account, what to look for, how to open one, and the mistakes that cost small businesses money. Sat, 14 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/business-banking-fees-explained https://getholdings.com/resources/blog/business-banking-fees-explained Business bank accounts come with fees most owners don't know about until they check their statement. This guide breaks down every common fee — monthly maintenance, transaction limits, wire transfers, cash handling, and more — so you know what to negotiate and what to avoid. Sat, 14 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/financial-management-consulting-firms https://getholdings.com/resources/blog/financial-management-consulting-firms Consulting firms have unique financial challenges: project-based revenue, retainer billing, contractor payments, and cash flow gaps between work delivery and payment. Here's how to set up your financial infrastructure to handle all of it. Sat, 14 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) professional-services https://getholdings.com/resources/blog/ecommerce-bookkeeping-guide https://getholdings.com/resources/blog/ecommerce-bookkeeping-guide E-commerce bookkeeping is harder than it looks: marketplace payouts, sales tax across 50 states, inventory valuation, and return accounting. This guide covers the specific bookkeeping challenges online sellers face. Sat, 14 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/best-business-bank-accounts-2026 https://getholdings.com/resources/blog/best-business-bank-accounts-2026 We compared 10+ business bank accounts on monthly fees, APY, FDIC coverage, and real features. See which offer $0 fees, built-in bookkeeping, and the highest interest rates. Fri, 13 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/bench-alternatives-2026 https://getholdings.com/resources/blog/bench-alternatives-2026 Bench closed in December 2024 and left thousands without bookkeeping. Here are the real alternatives Fri, 13 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/how-to-open-a-business-bank-account https://getholdings.com/resources/blog/how-to-open-a-business-bank-account Everything you need to open a business bank account — required documents, how to choose a bank, online vs in-person setup, and common mistakes to avoid. Fri, 13 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/business-checking-vs-savings-account https://getholdings.com/resources/blog/business-checking-vs-savings-account Business checking vs savings — when you need both, when you don't, and how to pick. Plus: accounts that combine 1.75% APY with free checking. Full comparison inside. Fri, 13 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/how-to-separate-business-and-personal-finances https://getholdings.com/resources/blog/how-to-separate-business-and-personal-finances Mixing business and personal money creates tax headaches, legal risk, and accounting chaos. Fri, 13 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/business-banking-for-freelancers https://getholdings.com/resources/blog/business-banking-for-freelancers Freelancers don’t need complicated banking. Here’s the minimum viable setup — one account, basic accounting, and a tax reserve — plus when to upgrade. Fri, 13 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/how-to-reconcile-business-bank-account https://getholdings.com/resources/blog/how-to-reconcile-business-bank-account Bank reconciliation catches fraud, errors, and missing transactions before they become problems. Fri, 13 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/how-to-read-profit-and-loss-statement https://getholdings.com/resources/blog/how-to-read-profit-and-loss-statement A profit and loss statement tells you whether your business is making or losing money — and why. Fri, 13 Mar 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) accounting https://getholdings.com/resources/blog/multi-entity-accounting-software-guide https://getholdings.com/resources/blog/multi-entity-accounting-software-guide Managing finances across multiple entities doesn't have to mean juggling spreadsheets and logging into separate systems. Thu, 12 Feb 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) professional-services https://getholdings.com/resources/blog/nonprofit-accounting-software-guide https://getholdings.com/resources/blog/nonprofit-accounting-software-guide Choosing the right accounting software can save your nonprofit dozens of hours each month and keep you audit-ready year-round. Tue, 10 Feb 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) nonprofits https://getholdings.com/resources/blog/nonprofit-bank-accounts-guide https://getholdings.com/resources/blog/nonprofit-bank-accounts-guide Everything you need to open a 501(c)(3) bank account — EIN requirements, documentation checklist, account comparisons, and which banks offer $0 fees with fund tracking for nonprofits. Tue, 10 Feb 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofits https://getholdings.com/resources/blog/best-accounting-software-for-professional-services https://getholdings.com/resources/blog/best-accounting-software-for-professional-services We compared 8 accounting platforms for law firms, consultants, and agencies. See which handle trust accounting, project billing, and multi-entity books — with pricing breakdowns. Tue, 10 Feb 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) professional-services https://getholdings.com/resources/blog/how-to-switch-business-bank-accounts https://getholdings.com/resources/blog/how-to-switch-business-bank-accounts A comprehensive guide to switching your business bank account safely — covering timelines, checklists, Tue, 10 Feb 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/business-bank-account-switching-checklist https://getholdings.com/resources/blog/business-bank-account-switching-checklist Complete checklist for switching your business bank account: preparation, redirecting payments, parallel-run monitoring, and closing the old account. Sun, 08 Feb 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) banking https://getholdings.com/resources/blog/nonprofit-bookkeeping-services-guide https://getholdings.com/resources/blog/nonprofit-bookkeeping-services-guide Outsourcing your nonprofit's bookkeeping can free your team to focus on mission-critical work. Fri, 06 Feb 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofits https://getholdings.com/resources/blog/how-to-move-recurring-payments-to-a-new-bank https://getholdings.com/resources/blog/how-to-move-recurring-payments-to-a-new-bank Moving recurring payments is the most tedious part of switching banks — and the step most likely to cause problems if done carelessly. Fri, 06 Feb 2026 00:00:00 GMT support@getholdings.com (Hunter Davis) banking https://getholdings.com/resources/blog/nonprofit-bookkeeping-pricing-and-packages https://getholdings.com/resources/blog/nonprofit-bookkeeping-pricing-and-packages Bookkeeping costs vary wildly for nonprofits. This guide breaks down pricing models, typical costs by organization size, Wed, 04 Feb 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) nonprofits https://getholdings.com/resources/blog/nonprofit-bank-account-requirements https://getholdings.com/resources/blog/nonprofit-bank-account-requirements Before you visit a bank, make sure you have these documents ready. A step-by-step checklist for opening a nonprofit bank account without delays. Wed, 04 Feb 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) nonprofits https://getholdings.com/resources/blog/how-to-close-your-old-bank-account https://getholdings.com/resources/blog/how-to-close-your-old-bank-account Closing a business bank account too early can cause bounced payments and compliance headaches. Wed, 04 Feb 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) banking https://getholdings.com/resources/blog/nonprofit-accounting-software-comparison https://getholdings.com/resources/blog/nonprofit-accounting-software-comparison Evaluating nonprofit accounting software is time-consuming. This comparison breaks tools into three categories, covers the features that actually matter, Tue, 03 Feb 2026 00:00:00 GMT support@getholdings.com (Hunter Davis) nonprofits https://getholdings.com/resources/blog/how-to-set-up-multiple-bank-accounts-for-nonprofit-programs https://getholdings.com/resources/blog/how-to-set-up-multiple-bank-accounts-for-nonprofit-programs A practical guide to structuring multiple bank accounts or sub-accounts for nonprofit programs, restricted grants, Mon, 02 Feb 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) nonprofits https://getholdings.com/resources/blog/multi-entity-accounting-for-nonprofits-with-programs-and-grants https://getholdings.com/resources/blog/multi-entity-accounting-for-nonprofits-with-programs-and-grants Nonprofits managing multiple programs, grants, or affiliated entities face unique accounting challenges. Mon, 02 Feb 2026 00:00:00 GMT support@getholdings.com (Hunter Davis) nonprofits https://getholdings.com/resources/blog/complete-guide-nonprofit-banking-2026 https://getholdings.com/resources/blog/complete-guide-nonprofit-banking-2026 Everything nonprofits need to open a bank account in 2026: required documents (EIN, bylaws, board resolution), fee comparisons, FDIC coverage options, and how to choose between online banks, credit unions, and community banks. Wed, 28 Jan 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofits https://getholdings.com/resources/blog/best-bank-accounts-for-small-nonprofits https://getholdings.com/resources/blog/best-bank-accounts-for-small-nonprofits Banks that waive fees for nonprofits — compared. No minimum balance, full ACH, fund tracking, and free checking for 501(c)(3) organizations. See the honest breakdown. Thu, 22 Jan 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofits https://getholdings.com/resources/blog/nonprofit-accounting-software-vs-spreadsheets https://getholdings.com/resources/blog/nonprofit-accounting-software-vs-spreadsheets Spreadsheets worked when you had one grant and a volunteer treasurer. As your nonprofit grows, they become a liability. Here's when to make the switch and what to look for. Tue, 20 Jan 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) nonprofits https://getholdings.com/resources/blog/how-to-switch-business-banks-without-disruption https://getholdings.com/resources/blog/how-to-switch-business-banks-without-disruption Switching banks sounds painful. It doesn't have to be. Here's a step-by-step plan that keeps your cash flowing, your vendors paid, and your team happy during the transition. Thu, 15 Jan 2026 00:00:00 GMT support@getholdings.com (Hunter Davis) banking https://getholdings.com/resources/blog/how-to-switch-your-nonprofit-bank-account-safely https://getholdings.com/resources/blog/how-to-switch-your-nonprofit-bank-account-safely Switching banks doesn't have to disrupt your operations. Follow this step-by-step timeline to move your nonprofit's accounts without missing a payment or. Thu, 15 Jan 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) nonprofits https://getholdings.com/resources/blog/fund-accounting-software-for-nonprofits https://getholdings.com/resources/blog/fund-accounting-software-for-nonprofits Fund accounting isn't just a buzzword—it's how nonprofits stay compliant with donor restrictions and grant requirements. Wed, 14 Jan 2026 00:00:00 GMT support@getholdings.com (Jason Garcia) nonprofits https://getholdings.com/resources/blog/cash-flow-management-professional-services-firms https://getholdings.com/resources/blog/cash-flow-management-professional-services-firms Retainer income is predictable. Project income isn't. Here's how to forecast cash 90 days out, manage the gap between invoicing and payment, and stop making decisions based on your bank balance. Sat, 10 Jan 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) professional-services https://getholdings.com/resources/blog/complete-guide-business-expense-categories https://getholdings.com/resources/blog/complete-guide-business-expense-categories Proper expense categorization saves money at tax time and gives you clearer insight into where your money goes. Here's how to set up a system that works without creating busywork. Mon, 05 Jan 2026 00:00:00 GMT support@getholdings.com (Mahalia Thomas) accounting https://getholdings.com/resources/blog/why-your-business-checking-should-earn-interest https://getholdings.com/resources/blog/why-your-business-checking-should-earn-interest Most business checking accounts pay nothing. Banks keep the yield for themselves. Here's how the model works, what you're actually losing, and what alternatives exist. Wed, 18 Dec 2024 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/accounting-essentials-consulting-firms https://getholdings.com/resources/blog/accounting-essentials-consulting-firms Revenue recognition, project profitability, contractor management, and tax planning. The four accounting pillars that separate thriving consulting firms from struggling ones. Thu, 12 Dec 2024 00:00:00 GMT support@getholdings.com (Mahalia Thomas) professional-services https://getholdings.com/resources/blog/banking-for-law-firms-trust-accounts-and-compliance https://getholdings.com/resources/blog/banking-for-law-firms-trust-accounts-and-compliance Law firms face unique banking requirements around client fund segregation, compliance reporting, and fiduciary obligations. Here's how to stay compliant while modernizing your banking. Thu, 05 Dec 2024 00:00:00 GMT support@getholdings.com (Hunter Davis) professional-services https://getholdings.com/resources/blog/fdic-insurance-explained-for-business-owners https://getholdings.com/resources/blog/fdic-insurance-explained-for-business-owners Most business owners know FDIC insurance exists. Few understand the limits, the gaps, and the options for protecting deposits above $250,000. Here's what actually matters. Mon, 25 Nov 2024 00:00:00 GMT support@getholdings.com (Jason Garcia) banking https://getholdings.com/resources/blog/bookkeeping-vs-accounting-what-your-business-needs https://getholdings.com/resources/blog/bookkeeping-vs-accounting-what-your-business-needs Bookkeeping records what happened. Accounting tells you what it means. Most small businesses need both, but understanding the difference helps you invest in the right things at the right time. Fri, 15 Nov 2024 00:00:00 GMT support@getholdings.com (Mahalia Thomas) accounting