Holdings vs Springly
Springly is built for nonprofits. So is Holdings — but we give you donation tools, grant budgets, accounting, AND banking, all from $0/mo.
Feature comparison
See how Holdings stacks up against Springly
| What you get | Holdings | Springly |
|---|---|---|
| Donation Receipt Generator | ✅ Free | ❌ Not included |
| Grant Budget Planner | ✅ Free | ❌ Not included |
| 501(c)(3) Tools | ✅ Free | Limited |
| Fund Tracking | ✅ Via sub-accounts | N/A |
| Built-in Accounting | ✅ Free | Basic (limited) |
| Auto-Categorization | ✅ Yes | Limited |
| Monthly Fee | $0 | Free plan; paid from ~$45/mo |
| APY (Checking) | 1.75% | N/A (not a bank) |
| FDIC Insurance | Up to $3M | N/A (not a bank) |
| Physical Debit Cards | ✅ Free | N/A |
| Virtual Cards | ✅ Free | N/A |
| Nonprofit Features | ✅ Yes | ✅ Membership, events, website, email |
Why choose Holdings over Springly
Stop juggling 5 apps — tools, accounting, and banking in one place
Springly handles member management and events. But you still need a bank, accounting software, receipt tools, and grant tracking. Holdings gives you all the financial tools in one place — from $0/mo.
Your donations auto-update your books
Holdings' built-in accounting is designed for real fund accounting, financial reporting, and transaction management. Springly's basic accounting can't match it.
Replace $540+/year in software with a free platform
Holdings starts at $0/mo — 57 free tools, financial dashboard, and free banking included. Springly's paid plans start at ~$45/month ($540/year) and you still need a bank account on top of that.
Tax time takes 10 minutes, not 10 hours
Auto-categorization, real-time P&L, and tax-ready reports are built in. Plus 1.75% APY on all deposits and up to $3M FDIC coverage.
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When Springly might be the better choice
Springly may be a better fit if you need All-in-one nonprofit operations, Website builder, or Event management.
Frequently asked questions
I already have a bank — why do I need Holdings?
Holdings isn't just banking — it's a financial platform. You get 57 free tools, built-in accounting, donation receipt generators, grant budget planners, and a connected business account. It replaces your accounting software, your spreadsheets, and your bank — all from $0/mo.
Can I use Holdings tools without banking?
Yes. All 57 free tools are free to use regardless of whether you open a Holdings account. The banking is optional — the tools and accounting work on their own.
Is Holdings or Springly better for nonprofits?
They solve different problems. Holdings is your financial platform — tools, accounting, and banking. Springly is for member management, events, and websites. Most nonprofits benefit from both working together.
Can I use Holdings and Springly together?
Yes — this is actually the recommended approach. Holdings for your financial platform (tools, accounting, banking), Springly for member engagement and operations.
How much does Springly cost?
Springly offers a free plan for very small nonprofits. Paid plans start at ~$45/month. Holdings is $0 for everything — tools, accounting, and banking included.
Ready to run your business from one place?
57 free tools. Free banking. Free invoicing. Accounting from $25/mo.
1.75% APY† • Zero fees^ • FDIC insured to $3M*