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Open your Holdings account

Free AI invoicing that works with Claude, ChatGPT, Cursor, or the web. AI accounting from $25/mo.

4.1 on Trustpilot1,000+ organizationsNo monthly feeWorks with any AI

How it works

See how it works

See how businesses use Holdings for AI invoicing, payments, and bookkeeping — all in one platform.

Here's how it works

1

Tell us about your business

Select your business type and what you're looking for.

30 sec
2

Complete your application

Basic business info — EIN or SSN, contact details, ownership.

3–5 min
3

You're in

Most accounts approved same day. Send your first invoice in about a minute.

Same day

What type of business are you?

Don't see your business type? No problem — Continue to application →

Everything your business needs in one place

Select your business type above to see features built specifically for you.

Free AI Invoicing

Works with Claude, ChatGPT, Cursor & any AI

AI Accounting

Auto-categorization, real-time reports

No monthly fee

$0/mo — just 3% + $0.30 when you get paid

What are you looking for?

Select all that apply

What you'll need

  • Business name and address
  • EIN (or SSN for sole proprietors)
  • Personal identification (driver's license or passport)
  • Ownership information (for LLCs/corps: all 25%+ owners)

Don't have everything? No worries — you can save your progress and come back.

Ready? Let's go.

Takes about 5 minutes·No monthly fee·Works with any AI

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I was set up in 10 minutes. No branch visit, no fax. Just done.

Sarah K.

Nonprofit Executive Director

I just tell Claude to invoice the client. It handles the rest. The AI bookkeeping saves me hours every month.

Marcus T.

Freelance Consultant

Free invoicing that actually works. We switched from QuickBooks and haven't looked back.

David L.

Nonprofit Treasurer

SOC 1 Type II·FDIC Insured·PCI DSS·i3 Bank, Member FDIC