Banking and accounting for firms that manage multiple entities
Manage client and investor funds, project budgets, and operating accounts across every entity your firm touches — with consolidated reporting and zero commingling risk.
1.75% APY† • Zero fees^ • FDIC insured to $3M*
Built for firms like yours
Whether you manage client funds, retainers, or multi-entity portfolios
Law Firms
- Dedicated matter-based sub-accounts for client funds
- Matter-level accounting and tracking
- Client fund segregation from operating accounts
- Audit-ready exports to support bar and internal reviews
Consulting and Agencies
- Project-based financial tracking
- Multi-client billing and invoicing
- Real-time cash flow across engagements
- Per-entity and consolidated P&L
Accounting Firms
- Multi-entity consolidation in one view
- Client fund segregation per entity
- Streamlined audit prep and exports
- Role-based access for your team
Venture & Investment Firms
- Separate accounts per fund, SPV, and management co.
- Track capital calls, fees, and distributions
- Segregate investor cash from firm operating
- Consolidated views across funds and entities
How it works
From setup to consolidated reporting in four steps
Set up entities and accounts
Add every entity your firm manages to a single dashboard. Create as many sub-accounts as you need per entity — operating, client funds, escrow, payroll, reserves — all in one place.
Separate client funds from operating
Open dedicated sub-accounts for client funds, retainers, escrows, and reserves. Client and investor money stays segregated from your firm's operating funds at all times.
Auto-categorize across entities
Transactions are automatically categorized per entity. Set rules once and let Holdings keep your books organized across every account and entity.
Consolidated reporting across all entities
Generate per-entity P&L, balance sheets, and cash flow reports — or pull a consolidated view across your entire firm. Export audit-ready reports in one click.
What you get
Banking and accounting designed for multi-entity firms
Multi-Entity Banking
One dashboard, unlimited entities, unlimited sub-accounts per entity.
- Unlimited sub-accounts per entity (operating, client funds, escrow, payroll, reserves)
- FDIC insured up to $3M per depositor through program banks
- Earn 1.75% APY on every dollar across all accounts
- Instant entity switching from a single dashboard
- Role-based team access with granular permissions
Multi-Entity Accounting
Consolidated and per-entity financials, always up to date.
- Consolidated P&L, balance sheet, and cash flow across all entities
- Per-entity and consolidated reporting in one click
- Real-time reconciliation as transactions post
- Audit-ready exports for every entity or the entire firm
- Auto-categorization rules that apply per entity
Built for professional standards
Enterprise-grade security and compliance your firm can rely on
FDIC Insured
Deposits insured up to $3M through our network of program banks*
SOC 1 Type II Certified
Independently audited security controls and practices
Bank-Grade Encryption
AES-256 encryption protects your data at rest and in transit
99.9%
Platform uptime
< 5 min
Average setup time
$3M
FDIC insured
0
Account fees
*Banking services provided by i3 Bank, Member FDIC. Holdings is a financial technology company, not a bank. Deposits are eligible for FDIC insurance up to $3,000,000 through our program bank network.
Further reading
Guides and resources for professional services firms
Multi-Entity Accounting Software Guide
How to choose and set up accounting software that handles multiple entities under one roof.
Read moreAccounting Software for Professional Services
What professional services firms should look for in an accounting platform.
Read moreHow to Structure Accounts for Client Funds
Best practices for separating client funds from operating accounts at your firm.
Read moreExplore Holdings for firms
Questions we hear a lot
Straight answers about Holdings for professional services firms
How many entities can I manage in one Holdings account?
There is no limit. You can add as many entities as your firm manages and switch between them from a single dashboard.
Can I separate client or investor funds from operating?
Yes. You can create dedicated sub-accounts for client and investor balances, retainers, escrow, and project budgets — fully segregated from your firm's operating funds with audit-ready tracking.
How does Holdings help with client fund compliance?
Holdings lets you open separate sub-accounts per client or matter, so commingling is never an issue. Every transaction is tracked with per-matter and per-entity ledgers, exportable for auditors and regulators.
Can my team access the platform with different permission levels?
Yes. You can invite team members with role-based permissions so each person sees only the entities and accounts they need.
Is there a fee for additional entities or sub-accounts?
No. Unlimited entities and sub-accounts are included at no extra cost.
What reports can I generate across entities?
You can generate per-entity and consolidated P&L statements, balance sheets, cash flow reports, and export everything in audit-ready formats.
Ready to simplify multi-entity management?
Open an account in minutes. Manage every entity from one dashboard. Get back to serving your clients.
1.75% APY† • Zero fees^ • FDIC insured to $3M*