Giving Accounts — Bank & Give Automatically
Your deposits earn 1.75% APY, and Holdings matches 0.5% of your balance as an automatic charitable donation. No extra steps, no paperwork — your money generates giving just by sitting in your account.
How It Works
- Open a free Holdings business checking account
- Your balance earns 1.75% APY — same as every Holdings account
- Holdings matches 0.5% of your balance as a charitable donation
- Donations are automatic — no action required from you
- Perfect for nonprofits, churches, and mission-driven businesses
Fund your nonprofit or church — just by banking
Open a free Giving Account linked to a nonprofit or church. You earn 0.5% APY. Holdings matches 0.5% to them — funded by us, not your balance. Your money stays yours.
How it works
Three steps. Zero fundraising required.
01
Open a Giving Account
Free account linked to a nonprofit or church you want to support. Takes 2 minutes.
02
Earn 0.5% APY
Your deposits earn yield — and you keep every cent of it. Your money never leaves your account.
03
Holdings matches to them
We fund a 0.5% match to your chosen organization. Every month, automatically — paid by Holdings, not you.
The loop
One account. Continuous impact.
Built for both sides
When people give to great causes, everyone wins.
For nonprofits and churches
Turn your community's everyday banking into passive, recurring funding for your mission — no fundraising asks required.
- 200 supporters × $15K avg. deposits = $15,000/year in passive funding
- No galas, no pledge drives — supporters just bank normally
- Share your invite link with board, staff, donors, congregation
- Every supporter you recruit becomes a recurring revenue stream
- Watch your match grow every month in your Holdings dashboard
For supporters
Support an organization you believe in — without spending a dime.
- Earn 0.5% APY on your Giving Account deposits — you keep it all
- Holdings matches 0.5% to your chosen nonprofit — funded by us
- Your money never moves — it stays in your account
- Free account, no monthly fees, FDIC insured
The math
Small deposits. Real impact.
For every mission
Built for organizations that do good.
Nonprofits
"Giving Accounts turn your community's banking into passive funding — no asks, no fatigue. 200 supporters × $15K = $15,000/year."
Churches
"Your congregation funds your ministry just by banking. They earn yield, Holdings matches it to your church — every month, automatically."
Associations
"Your members bank with purpose. You earn passive funding. No dues increase, no extra ask — just banking that gives back."
Early access
Join the first organizations building passive revenue.
We're onboarding our founding cohort of nonprofits and churches. Early organizations get priority setup and dedicated support.
Request early accessJoin our founding cohort
Stop fundraising. Start banking.
No galas. No pledge drives. No fundraising fatigue. Just banking that gives back — every single month.
Explore More
Nonprofit Banking
Banking + accounting designed for nonprofit organizations.
Church Banking
Financial tools built for churches and faith organizations.
Business Banking
Zero-fee checking with 1.75% APY, FDIC insured to $3M.
Personal Banking
Personal banking features from Holdings.