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Holdings

🇸🇬

Free Business Tools & AI Bookkeeping for Singapore Businesses

Singapore moves at digital speed — GST filings, IRAS deadlines, ACRA submissions, and managing multi-currency operations across APAC. Holdings gives you 35+ free business tools and AI-powered bookkeeping that handles the financial complexity — so you can focus on expanding your regional footprint.

No subscriptions for the tools. No complicated setup. Built for Singapore's high-performance business environment.

Free Tools for Singapore Businesses

Invoice Generator

Create professional invoices in SGD with GST line items — download or send instantly.

GST Calculator

Calculate GST-inclusive and GST-exclusive amounts at 9% — perfect for quotes and receipts.

Profit Margin Calculator

Know your margins in Singapore dollars before you price a product or pitch a client.

Business Name Generator

Generate available business names and check ACRA registry availability.

Cash Flow Forecast

Project your cash position week by week so you're never caught short.

Receipt Scanner

Snap a photo of a receipt and let AI extract the merchant, amount, GST, and category.

Expense Tracker

Log business expenses in SGD with categories that map to IRAS tax schedules.

ROI Calculator

Model the return on any business investment before you commit the spend.

AI Bookkeeping Built for Regional Business Hubs

Holdings AI Bookkeeping ($16 SGD/mo) does the work your spreadsheet can't. It automatically categorises transactions, tracks GST on every line item, and keeps your books aligned with Singapore FRS and IFRS standards. Whether you're a local SME or a regional headquarters managing operations across multiple currencies, the AI learns your business patterns and scales seamlessly.

Perfect for Singapore businesses that demand precision, speed, and regional compliance.

Get Started — It's Free

Your free business tools are waiting. Sign up in 60 seconds — no credit card, no commitment. When you're ready for AI bookkeeping, it's just $16 SGD/mo.

Frequently Asked Questions

Is Holdings available in Singapore?
Yes. Holdings' free business tools and AI bookkeeping are fully available to Singapore businesses. Our banking products (business accounts, debit cards) are currently US-only through our banking partner i3 Bank, Member FDIC.
Do I need a US bank account to use Holdings?
No. You can use all 35+ free tools and our AI bookkeeping product without any US bank account. Just sign up with your email and you're in.
Does your bookkeeping handle GST?
Yes. Our AI bookkeeping tracks GST at the standard 9% rate and zero-rated items. It categorises expenses to align with IRAS reporting requirements for both local and foreign companies.
Is my data secure?
Absolutely. Holdings is SOC 1 Type II certified, PCI DSS compliant, uses 256-bit AES encryption, and maintains a 99.99% uptime SLA. Your financial data is protected to the same standard as major banks.
How much does AI bookkeeping cost?
AI bookkeeping is $16 SGD/mo. All 35+ business tools are completely free — no trial, no expiry, no credit card required.