Free Business Finance Tools
35 free tools for every business type. Filter by what you do — we'll show you what you need. No signup, no watermarks, no hidden fees.
Why are these tools free?
We built Holdings to be the best banking and accounting platform for small businesses and nonprofits. These tools show you what Holdings can do — invoicing, expense tracking, financial reporting — all automated inside one platform. Try the tools, and when you're ready for the full experience, create a free account.
Frequently Asked Questions
Are these business tools really free?
Yes — all 9 tools are completely free with no signup, no watermarks, and no limits. They run entirely in your browser.
Do I need to create an account?
No. Every tool works immediately with no account or email required. You can optionally enter your email to save your work or get a copy sent to your inbox.
Are these tools suitable for nonprofits?
Yes. Three tools are built specifically for nonprofits: the donation receipt generator (IRS-compliant 501(c)(3) receipts), the grant budget planner, and the board agenda builder. The other tools work great for nonprofits too.
Is my data secure?
All tools run client-side in your browser. Your data is never sent to our servers. PDFs are generated locally on your device.
What is Holdings?
Holdings is a financial workspace with 35+ free tools, accounting, and connected banking for businesses, nonprofits, and organizations. These tools give you a taste of what Holdings automates — invoicing, expense tracking, financial reporting, and more — all connected in one platform.
Ready to stop doing this manually?
Holdings automates invoicing, expense categorization, financial reporting, and more — all inside a free business bank account. Zero fees. 1.75% APY. FDIC insured.
Create Free Account →