Meet the Profit Platform.
Meet the Profit Platform.
One seamless platform for banking†, accounting, and bookkeeping—helping you save on fees, earn more on your cash, and make every business decision with confidence.
One seamless platform for banking†, accounting, and bookkeeping—helping you save on fees, earn more on your cash, and make every business decision with confidence.
Meet the Profit Platform.
One seamless platform for banking†, accounting, and bookkeeping—helping you save on fees, earn more on your cash, and make every business decision with confidence.
No nickel-and-diming. No hidden charges*.
Make Every Dollar Count
Profit, Simplified.
Unlock zero-fee banking, 2.0% Annual Percentage Yield (APY)‡, and powerful accounting—designed for owners who want more profit and less hassle.
Profit, Simplified.
Unlock zero-fee banking, 2.0% Annual Percentage Yield (APY)‡, and powerful accounting—designed for owners who want more profit and less hassle.
Profit-Boosting APY
Profit-Boosting APY
Built-in accounting (simple monthly fee)—see your true profit, instantly.
Built-in accounting (simple monthly fee)—see your true profit, instantly.
All-in-one
All-in-one
Apply in 10 minutes
Apply in 10 minutes
No monthly fees
No monthly fees
No minimum balance required
Apply in 10 mins
No fees
Easy to Use
Unlimited transactions
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Images Movement
Images Movement
Images Movement
Holdings covers your deposits up to $3 million§—twelve times the standard FDIC limit. That’s real peace of mind for businesses that think big.
250k
Avg Bank
3M
Holdings
Holdings covers your deposits up to $3 million§—twelve times the standard FDIC limit. That’s real peace of mind for businesses that think big.
250k
Avg Bank
3M
Holdings
Holdings covers your deposits up to $3 million§—twelve times the standard FDIC limit. That’s real peace of mind for businesses that think big.
250k
Avg Bank
3M
Holdings
From Our Customers
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Diana A.
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Keith W.
Business Owner
“The interest from my Holdings account pays for my office lease.”
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Diana A.
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Keith W.
Business Owner
“The interest from my Holdings account pays for my office lease.”
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Diana A.
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Keith W.
Business Owner
“The interest from my Holdings account pays for my office lease.”
“Easy to use- product is very straight forward. I use it to earn yield on the security deposits I hold for my rental property business.”
Fabian Friedrich
Rental Property Owner
“We LOVE the feature that sends us an email when the transaction has gone through. It gives me peace of mind to know that it has been done right. We don't get that email as fast with other services we use.”
Diana A.
Co-executive director at Nonprofit
“ Excellent customer service. Holding's puts its customers first and is willing to take the time to help.”
Keith W.
Business Owner
“The interest from my Holdings account pays for my office lease.”
FAQ
How does the interest structure work?
Is there a cost for money transfers?
Do I need to maintain a minimum balance?
Are there any hidden fees?
How does the Sweep Program provide up to $3M in FDIC insurance?
What statements are provided?
FAQ
How does the interest structure work?
Is there a cost for money transfers?
Do I need to maintain a minimum balance?
Are there any hidden fees?
How does the Sweep Program provide up to $3M in FDIC insurance?
What statements are provided?
FAQ
How does the interest structure work?
Is there a cost for money transfers?
Do I need to maintain a minimum balance?
Are there any hidden fees?
How does the Sweep Program provide up to $3M in FDIC insurance?
What statements are provided?
Hustle Handbook: News, Insights, & Perks for Business Owners
No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.
Partnerships
Legal Disclosures
Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.
Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.
Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here
†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.
‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.
§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.
Hustle Handbook: News, Insights, & Perks for Business Owners
No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.
Partnerships
Legal Disclosures
Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.
Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.
Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here
†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.
‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.
§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.
Hustle Handbook: News, Insights, & Perks for Business Owners
No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.
Partnerships
Legal Disclosures
Disclaimers and footnotes
© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.
Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.
Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here
†Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
*No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.
‡Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.
§Deposits are insured up to $3 million through a combination of i3 Bank, Member FDIC, and additional program banks.