What interest rates does Holdings offer?

Holdings offers tiered interest rates: 1.5% APY for balances $50K–$250K, 2% APY for $250K–$1M, and 3% APY for balances over $1M.

Are there monthly fees for Holdings business accounts?

No, Holdings offers fee-free business banking with no monthly fees and unlimited free ACH and wire transactions.

What accounting features are included with Holdings?

Holdings offers integrated accounting with automated reporting tied directly to banking activity, with additional bookkeeping services available based on business revenue.

How does the Sweep Program provide up to $3M in FDIC insurance?

Through i3 Bank's Sweep Program, your funds are distributed across multiple FDIC-insured banks, allowing for FDIC insurance coverage up to $3M. This extends beyond the standard $250,000 FDIC insurance limit per depositor.

Simple, Transparent Pricing

Banking

$0

/month

No annual fees, no minimums, only perks for being a good customer

Open Account

Up to $3M FDIC Insurance

Free same-day ACH

Free mobile deposit

No fee wire transfers

No fee access to 55,000 Allpoint ATMs worldwide

Unlimited Business Debit Cards

Deposit-based APY
$50k- 250K = 1.5% APY
$250k- $1M = 2.0% APY
Over $1M = 3.0% APY

Accounting

Coming Soon

$35.99

/month

Robust accounting software, seamlessly integrated within Holdings

Direct integration with Holdings

Track bank and credit card expenses

Effortless expense categorization

Receipt tracking

Profitability charts & graphs

Full accounting reports

Full-service Bookkeeping

Coming Soon

Start at

$200

/month

Get a dedicated bookkeeper who organizes and manages your books for you

Everything from accounting plus get a dedicated bookkeeper who organizes and manages your books for you

Personalized setup with your bookkepper

Transactions organized and categorized

Books closed monthy with detailed profit & loss

End of year tax-ready books

Disclaimers and footnotes

Holdings is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust and i3 Bank, Members FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by Evolve Bank & Trust and i3 Bank, Members FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through Evolve's Sweep Program, funds may be eligible for up to $5M in FDIC insurance. Find additional information about the Sweep Program here. Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here

Disclaimers and footnotes