Free Nonprofit Financial Health Scorecard
Nonprofit Financial Health Scorecard
Enter your financial data and get an instant health score with benchmarks against similar organizations. Free, no signup.
Is your nonprofit financially healthy? This free scorecard analyzes 6 key financial ratios — program expense ratio, admin overhead, fundraising efficiency, operating reserves, revenue diversity, and operating margin — then gives you an overall score (0-100), letter grades per category, percentile ranking, and actionable recommendations. It's the same framework used by Charity Navigator, GuideStar, and the Nonprofit Finance Fund.
How to Use the Nonprofit Scorecard
- 1
Enter your organization info
Name, budget size, and mission area. This helps benchmark against similar nonprofits.
- 2
Add revenue figures
Total revenue, program service revenue, contributions/grants, and investment income from your most recent Form 990 or audited financials.
- 3
Add expense figures
Total expenses broken down by program, management/general, and fundraising. These come from Part IX of Form 990.
- 4
Add balance sheet data
Total assets, liabilities, cash on hand, and unrestricted net assets from your Statement of Financial Position.
- 5
Review your score
Get an overall health score (0-100), letter grades per ratio, percentile ranking, and specific recommendations for improvement.
Why Use This Scorecard?
Industry-standard ratios
Uses the same financial health metrics as Charity Navigator, GuideStar, and the Nonprofit Finance Fund.
Benchmarked scoring
Each ratio is graded A-D against established nonprofit benchmarks so you know where you stand.
Actionable recommendations
Not just a score — specific, prioritized suggestions for improving each area of financial health.
Board-ready output
Share the results with your board, auditor, or funders. Professional format, clear grades, easy to understand.
Frequently Asked Questions
What is a good nonprofit financial health score?
A score of 75-100 (A-B range) indicates strong financial health. 55-74 (C) means room for improvement. Below 55 (D) suggests financial stress that needs board attention. Most healthy nonprofits score 70-85.
What is the program expense ratio?
The percentage of total expenses spent directly on programs and services (vs. admin and fundraising). Charity Navigator looks for 75%+ for top ratings. Below 60% is a red flag.
How many months of operating reserves should a nonprofit have?
The Nonprofit Finance Fund recommends 3-6 months of operating expenses in unrestricted net assets. This provides a buffer for cash flow gaps, unexpected costs, or revenue shortfalls.
Where do I find these numbers?
Most figures come from your Form 990: revenue from Part VIII, expenses from Part IX, and assets/liabilities from the Statement of Financial Position. If you have audited financials, use those — they're more accurate.
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