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Holdings

Free Invoice Generator for Small Business

Create professional invoices and download as PDF — no signup, no watermarks. Add your logo, set payment terms, and email directly to clients.

Your Business
Drag & drop logo or click to upload PNG, JPG, SVG · Max 500KB
Bill To
Invoice Details
Line Items
Description Qty Rate
Additional

Create professional invoices for your small business in seconds. Our free invoice generator includes live preview, automatic tax calculations, line item totals, and instant PDF export — no signup, no watermarks, no hidden fees. Whether you're a freelancer billing a client or a nonprofit invoicing for services, this tool handles it.

How to Create a Free Invoice

  1. 1

    Enter your business details

    Add your company name, address, and logo. This information appears at the top of your invoice.

  2. 2

    Add client information

    Enter your client's name, email, and billing address.

  3. 3

    Add line items

    Describe each product or service, set quantities and rates. Tax calculations are automatic.

  4. 4

    Set payment terms

    Choose your due date, add notes, and select your preferred payment method.

  5. 5

    Download or email your invoice

    Export as a professional PDF instantly. Enter your email to save a copy for your records.

Why Use Holdings' Invoice Generator?

Completely free

No trials, no premium tiers, no watermarks. Generate unlimited invoices at zero cost.

No signup required

Start creating invoices immediately. No account needed — just open the tool and go.

Professional PDF export

Download clean, print-ready invoices that look great on any device.

Auto tax calculations

Set your tax rate once. Subtotals, tax amounts, and grand totals update automatically.

Better than bank-specific invoice tools

Unlike Mercury, Relay, or other bank invoice features that require an account, Holdings' invoice generator is completely free — no banking relationship needed. Use it alongside any bank.

Email invoices directly to clients

Send professional invoices straight to your client's inbox with one click. Every invoice builds your brand — sent from your business name via Holdings.

Frequently Asked Questions

Is this invoice generator really free?

Yes — completely free with no limits. No signup, no watermarks, no hidden charges. Generate as many invoices as you need.

Can I add my company logo to invoices?

Yes. Upload your logo in the business details section and it will appear on every invoice you create.

What format are the invoices?

Invoices are exported as professional PDF files that you can print, email, or save to your records.

Do I need to create an account?

No. The invoice generator works entirely in your browser with no account or signup required.

How does this compare to Mercury's invoice generator?

Mercury's invoicing requires a Mercury bank account. Holdings' invoice generator is free for everyone — no banking relationship, no signup, no watermarks. Create professional invoices and download as PDF instantly, whether you bank with us or not.

What's the best free invoice generator for contractors?

Holdings' invoice generator is built for contractors — add line items for labor and materials, set payment terms like Net 30, and download a professional PDF. Upload your logo for branded invoices. No signup needed.

Can I use this invoice generator for my small business?

Yes — it's designed for small businesses, freelancers, nonprofits, and contractors. Add your logo, set tax rates, choose discount types ($ or %), and create unlimited invoices for free.

Is there an invoice app that doesn't require signup?

Yes. Holdings' invoice generator works entirely in your browser with no signup needed. Create, preview, and download invoices instantly. You can even email invoices directly to clients.

Can I email invoices directly to my clients?

Yes. Click 'Send to Client' and the invoice PDF is emailed directly to your client from your business name. No copy-paste, no attachments — one click and it's in their inbox.

Like this tool? Create a free account to save your work.

Your data saves across all 41 tools. Enter your business info once — it's in every invoice, every report, every receipt. Free forever, no credit card.

Create Free Account →