Free Quarterly Tax Payment Planner
Quarterly Tax Payment Planner
Calculate your estimated quarterly tax payments and export due dates to your calendar. Never miss a deadline again.
Estimated quarterly tax payments are one of the easiest things to forget and one of the most expensive to miss. The IRS charges underpayment penalties when you owe more than $1,000 at filing time. This free planner calculates your estimated payments using 2026 tax brackets, shows all four due dates, and lets you export them to your calendar so you never miss a deadline.
How to Plan Your Quarterly Tax Payments
- 1
Enter your expected income
Add your annual business income and expenses. Include any other taxable income from W-2 jobs or investments if applicable.
- 2
Set your filing details
Choose your filing status and enter any W-2 withholding you already have. Check the self-employed box if applicable.
- 3
Review your payment schedule
See your total estimated tax, each quarterly payment amount, and all four due dates with status indicators.
- 4
Export to your calendar
Click "Add to Calendar (.ics)" to download calendar events with 7-day and 1-day reminder alarms for each due date.
- 5
Set up payments
Use the IRS Direct Pay or EFTPS links in the payment tips section to schedule your quarterly payments online.
Why Use Holdings' Quarterly Tax Planner?
Calendar export with reminders
Download .ics files with built-in 7-day and 1-day reminder alarms. Works with Google Calendar, Apple Calendar, and Outlook.
2026 tax brackets built in
Uses current federal income tax brackets plus self-employment tax calculations — not generic estimates.
Accounts for W-2 withholding
If you have a day job with withholding, the planner subtracts that from your estimated payments so you're not overpaying.
IRS safe harbor guidance
Shows the safe harbor rule (pay 100% of last year's tax or 110% if AGI > $150K) to help you avoid underpayment penalties.
Frequently Asked Questions
When are quarterly taxes due in 2026?
Q1 (Jan-Mar): April 15, 2026. Q2 (Apr-May): June 15, 2026. Q3 (Jun-Aug): September 15, 2026. Q4 (Sep-Dec): January 15, 2027. If a due date falls on a weekend or holiday, it moves to the next business day.
Do I need to pay quarterly taxes?
If you expect to owe $1,000 or more in taxes when you file your return, the IRS generally requires quarterly estimated payments. This includes self-employed individuals, freelancers, and small business owners.
What happens if I miss a quarterly payment?
The IRS charges an underpayment penalty calculated on the amount underpaid for each quarter. The penalty rate is the federal short-term rate plus 3% (currently around 8%). You can avoid penalties by paying at least 90% of current year tax or 100% of last year's tax.
How do I pay quarterly taxes?
The easiest methods are IRS Direct Pay (irs.gov/payments) for one-time payments or EFTPS (eftps.gov) for scheduled recurring payments. You can also mail a check with Form 1040-ES.
Like this tool? Holdings does it automatically.
Free business banking with built-in accounting. Auto-categorize expenses, generate P&L reports, and manage sub-accounts — all in one platform. Zero fees.
Try the Free Demo →