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UNITED FEDERAL CREDIT UNION

Saint Joseph, Michigan

Routing Number

321280224

Bank Details

Institution Name: UNITED FEDERAL CREDIT UNION
Routing Number (ABA/RTN): 321280224
Status: Active — Receives ACH Transfers

Address

2807 SOUTH STATE STREET

Saint Joseph, MI 49085

📞 (888) 982-1400

Use This For

✓ ACH Direct Deposit
✓ ACH Payments & Bill Pay
✓ Tax Refund Direct Deposit
⚠ Wire Transfers (verify with bank)

Where to Find This Routing Number

Routing number 321280224 appears at the bottom-left of checks issued by UNITED FEDERAL CREDIT UNION.

Check No. 1001

321280224

← Routing Number

0001234567

Account Number

1001

Check #

Frequently Asked Questions

What is the routing number for UNITED FEDERAL CREDIT UNION?

The routing number for UNITED FEDERAL CREDIT UNION in Saint Joseph, Michigan is 321280224. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.

Is routing number 321280224 valid?

Yes, routing number 321280224 is an active, valid ABA routing number for UNITED FEDERAL CREDIT UNION located in Saint Joseph, Michigan. This information is sourced from the Federal Reserve's E-Payments Routing Directory.

Can I use 321280224 for wire transfers?

Routing number 321280224 is registered for UNITED FEDERAL CREDIT UNION in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact UNITED FEDERAL CREDIT UNION directly to confirm.

Where is UNITED FEDERAL CREDIT UNION located?

UNITED FEDERAL CREDIT UNION (routing number 321280224) is located at 2807 SOUTH STATE STREET, Saint Joseph, MI 49085. You can reach them at (888) 982-1400.

What is routing number 321280224 used for?

Routing number 321280224 identifies UNITED FEDERAL CREDIT UNION for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

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