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Southern Michigan Bank & Trust

Coldwater, Michigan

Routing Number

072402283

Bank Details

Institution Name: Southern Michigan Bank & Trust
Routing Number (ABA/RTN): 072402283
Status: Active — Receives ACH Transfers

Address

51 WEST PEARL ST

Coldwater, MI 49036

📞 (517) 279-5541

Use This For

✓ ACH Direct Deposit
✓ ACH Payments & Bill Pay
✓ Tax Refund Direct Deposit
⚠ Wire Transfers (verify with bank)

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Where to Find This Routing Number

Routing number 072402283 appears at the bottom-left of checks issued by Southern Michigan Bank & Trust.

Check No. 1001

072402283

← Routing Number

0001234567

Account Number

1001

Check #

Frequently Asked Questions

What is the routing number for Southern Michigan Bank & Trust?

The routing number for Southern Michigan Bank & Trust in Coldwater, Michigan is 072402283. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.

Is routing number 072402283 valid?

Yes, routing number 072402283 is an active, valid ABA routing number for Southern Michigan Bank & Trust located in Coldwater, Michigan. This information is sourced from the Federal Reserve's E-Payments Routing Directory.

Can I use 072402283 for wire transfers?

Routing number 072402283 is registered for Southern Michigan Bank & Trust in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact Southern Michigan Bank & Trust directly to confirm.

Where is Southern Michigan Bank & Trust located?

Southern Michigan Bank & Trust (routing number 072402283) is located at 51 WEST PEARL ST, Coldwater, MI 49036. You can reach them at (517) 279-5541.

What is routing number 072402283 used for?

Routing number 072402283 identifies Southern Michigan Bank & Trust for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

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