Getting paid by clients? Holdings sends invoices, quotes, and payment links — free. See free invoicing →
Cfcu Dba Spectrum Credit Union
Oakland, California
Bank Details
- Institution Name
- Cfcu Dba Spectrum Credit Union
- Routing Number (ABA/RTN)
- 321075866
- Status
- Active — Receives ACH Transfers
Use This For
- ✓ ACH Direct Deposit
- ✓ ACH Payments & Bill Pay
- ✓ Tax Refund Direct Deposit
- ⚠ Wire Transfers (verify with bank)
Send invoices free — get paid by card or bank
No monthly fee. Just 3% + $0.30 per payment collected. Invoices, quotes, payment links, QR codes — all included.
Get it done now — free tools from a real finance platform
Built by Holdings — the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free, no account needed. Connect banking and let your books run themselves when you’re ready.
Ready to stop doing it by hand? Explore Invoicing software for small business, Small business accounting software, or Small business bookkeeping software.
Where to Find This Routing Number
Routing number 321075866 appears at the bottom-left of checks issued by Cfcu Dba Spectrum Credit Union.
Frequently Asked Questions
What is the routing number for Cfcu Dba Spectrum Credit Union?
Is routing number 321075866 valid?
Can I use 321075866 for wire transfers?
Where is Cfcu Dba Spectrum Credit Union located?
What is routing number 321075866 used for?
Get paid by clients
Send invoices free — get paid by card or bank
No monthly fee. Just 3% + $0.30 per payment collected. Invoices, quotes, payment links, QR codes — all included.
You found your routing number. Now find your books.
Holdings connects to Cfcu Dba Spectrum Credit Union (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.
Related Routing Numbers
Setting up a payment? Get the books done too.
If you're looking up Cfcu Dba Spectrum Credit Union's routing number, you're moving money — invoicing a client or paying a vendor. With Holdings, the bank is the books: get paid and it's already recorded, no separate accounting tool, no month-end reconciliation.
Your bank
- 0.01% APY
- Monthly fees
- No accounting tools
Holdings
- 1.75% APY
- $0 fees
- Accounting from $25/mo
- FDIC to $3M
The switch takes ~30 minutes. The savings start immediately.
Not ready to switch? Use a free tool while you're here.
No account needed — send a professional invoice or fill out a W-9 in seconds.