Looking for a better business bank? Holdings offers free checking + AI bookkeeping for small businesses. Get started free →

Gateway Bank FSB

Oakland, California

Routing Number

321071161

Bank Details

Institution Name: Gateway Bank FSB
Routing Number (ABA/RTN): 321071161
Status: Active — Receives ACH Transfers

Address

360 8TH STREET

Oakland, CA 94607

📞 (510) 496-8608

Use This For

✓ ACH Direct Deposit
✓ ACH Payments & Bill Pay
✓ Tax Refund Direct Deposit
⚠ Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

Invoice Generator

Send a professional invoice in 2 minutes — free PDF, no signup.

Quote Generator

Build a quote that wins the job. Free PDF, no watermarks.

Expense Tracker

Track business expenses and categorize for tax time.

Profit Margin Calculator

Know your real margin before you price a job.

See all free tools \u2192

Ready to stop doing it by hand? Explore Invoicing software for small business, Small business accounting software, or Small business bookkeeping software.

Where to Find This Routing Number

Routing number 321071161 appears at the bottom-left of checks issued by Gateway Bank FSB.

Check No. 1001

321071161

← Routing Number

0001234567

Account Number

1001

Check #

Frequently Asked Questions

What is the routing number for Gateway Bank FSB?

The routing number for Gateway Bank FSB in Oakland, California is 321071161. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.

Is routing number 321071161 valid?

Yes, routing number 321071161 is an active, valid ABA routing number for Gateway Bank FSB located in Oakland, California. This information is sourced from the Federal Reserve's E-Payments Routing Directory.

Can I use 321071161 for wire transfers?

Routing number 321071161 is registered for Gateway Bank FSB in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact Gateway Bank FSB directly to confirm.

Where is Gateway Bank FSB located?

Gateway Bank FSB (routing number 321071161) is located at 360 8TH STREET, Oakland, CA 94607. You can reach them at (510) 496-8608.

What is routing number 321071161 used for?

Routing number 321071161 identifies Gateway Bank FSB for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to Gateway Bank FSB (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.