Business Banking for Moving Companies in Montana
Free business checking with 1.75% APY, built-in accounting, and unlimited sub-accounts for moving companies in Montana.
Starting a Moving Business in Montana
Licensing
Montana Department of TransportationState Tax Rate
4.7% (flat rate, recently simplified)
LLC Filing Fee
$35 (LLC)
Major Markets
Billings, Missoula, Great Falls, Bozeman
Key Requirements in Montana
Best Banks for Moving Companies in Montana
Compare Montana's top business banking options for moving companies.
Holdings
$0/mo · 1.75% APYFree business checking with built-in AI accounting, unlimited sub-accounts, and FDIC insurance up to $3M. Available nationwide including Montana.
Key Features
- •Free business checking
- •Built-in AI bookkeeping
- •Unlimited sub-accounts
- •1.75% APY on all balances
Pros
- ✓No fees, no minimums
- ✓Accounting included free
- ✓FDIC insured up to $3M
Cons
- ✗No physical branches
- ✗No cash deposit
Glacier Bank
Regional bankBest for: moving companies wanting Montana's largest community bank
Pros
Montana-headquartered, strong business lending across the state
Cons
Limited digital features
Stockman Bank
Community bankBest for: moving companies in eastern Montana
Pros
Montana-focused, strong ag and commercial lending
Cons
Traditional banking model
Opportunity Bank
Community bankBest for: moving companies in western Montana
Pros
Montana community bank, competitive business rates
Cons
Smaller branch network
Why Moving Companies in Montana Choose Holdings
Free Business Checking
No monthly fees, no minimums, no hidden costs. Every dollar stays in your business.
Built-In AI Bookkeeping
Automatic transaction categorization, real-time P&L and balance sheet. No QuickBooks needed.
1.75% APY on Every Dollar
Your operating funds earn interest while they sit. No tiered rates, no caps.
Unlimited Sub-Accounts
Organize funds by job, project, or purpose. Track payroll, taxes, and expenses separately.
Moving Companies Banking in Montana — FAQ
Do I need a license to start a moving company in Montana?
Yes — Montana requires moving companies to register with the state (often through the public utilities commission or transportation department) and obtain proper insurance. For interstate moves, you'll also need a USDOT number. Register your LLC ($35) as a first step.
What insurance do moving companies need in Montana?
Moving companies in Montana need general liability insurance, cargo/goods-in-transit insurance, commercial auto insurance for trucks, and workers' compensation. Customers' belongings are your responsibility during the move — adequate insurance coverage is critical.
Do moving companies in Montana need a separate bank account?
Absolutely — moving companies deal with deposits, final payments, fuel costs, truck maintenance, and seasonal labor. A dedicated business account with AI bookkeeping tracks revenue per job and helps manage the seasonal cash flow swings common in the moving industry.
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Ready to open your account?
Holdings offers free banking with 1.75% APY for moving companies in Montana. Open your account in minutes.
Moving Companies in Other States
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