Business Banking for Moving Companies in Florida
Free business checking with 1.75% APY, built-in accounting, and unlimited sub-accounts for moving companies in Florida.
Starting a Moving Business in Florida
State Tax Rate
0% (no state income tax)
LLC Filing Fee
$125 (LLC)
Major Markets
Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale
Key Requirements in Florida
Best Banks for Moving Companies in Florida
Compare Florida's top business banking options for moving companies.
Holdings
$0/mo · 1.75% APYFree business checking with built-in AI accounting, unlimited sub-accounts, and FDIC insurance up to $3M. Available nationwide including Florida.
Key Features
- •Free business checking
- •Built-in AI bookkeeping
- •Unlimited sub-accounts
- •1.75% APY on all balances
Pros
- ✓No fees, no minimums
- ✓Accounting included free
- ✓FDIC insured up to $3M
Cons
- ✗No physical branches
- ✗No cash deposit
Centennial Bank
Regional bankBest for: moving companies wanting regional branch access
Pros
Strong Florida presence, business-focused
Cons
Limited digital features
Seacoast Bank
Regional bankBest for: moving companies on Florida's east coast
Pros
Florida-based, strong business banking, growing branch network
Cons
Primarily East Coast Florida
Valley National Bank
Regional bankBest for: moving companies needing commercial credit
Pros
Growing Florida presence, strong commercial lending
Cons
Still building branch network in FL
Why Moving Companies in Florida Choose Holdings
Free Business Checking
No monthly fees, no minimums, no hidden costs. Every dollar stays in your business.
Built-In AI Bookkeeping
Automatic transaction categorization, real-time P&L and balance sheet. No QuickBooks needed.
1.75% APY on Every Dollar
Your operating funds earn interest while they sit. No tiered rates, no caps.
Unlimited Sub-Accounts
Organize funds by job, project, or purpose. Track payroll, taxes, and expenses separately.
Moving Companies Banking in Florida — FAQ
Do I need a license to start a moving company in Florida?
Yes — Florida requires moving companies to register with the state (often through the public utilities commission or transportation department) and obtain proper insurance. For interstate moves, you'll also need a USDOT number. Register your LLC ($125) as a first step.
What insurance do moving companies need in Florida?
Moving companies in Florida need general liability insurance, cargo/goods-in-transit insurance, commercial auto insurance for trucks, and workers' compensation. Customers' belongings are your responsibility during the move — adequate insurance coverage is critical.
Do moving companies in Florida need a separate bank account?
Absolutely — moving companies deal with deposits, final payments, fuel costs, truck maintenance, and seasonal labor. A dedicated business account with AI bookkeeping tracks revenue per job and helps manage the seasonal cash flow swings common in the moving industry.
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Ready to open your account?
Holdings offers free banking with 1.75% APY for moving companies in Florida. Open your account in minutes.
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