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Holdings
Indiana · IN

Business Banking for Moving Companies in Indiana

Free business tools, accounting, and banking for moving companies in Indiana. 1.75% APY, zero fees, FDIC insured up to $3M.

Starting a Moving Business in Indiana

State Tax Rate

3.05% (flat rate)

LLC Filing Fee

$95 (LLC)

Major Markets

Indianapolis, Fort Wayne, Evansville, South Bend

Key Requirements in Indiana

Moving company license or registration required in Indiana
USDOT number required for interstate moves
Cargo insurance and general liability insurance required
Must provide binding or non-binding estimates to customers
Workers' compensation insurance required in Indiana if you have employees

Best Financial Platforms for Moving Companies in Indiana

Compare Indiana's top financial tools and platforms for moving companies.

1

Holdings

$0/mo · 1.75% APY

62 free tools, accounting software, and banking — all in one platform. Free for moving companies in Indiana. 1.75% APY, FDIC insured up to $3M.

Key Features

  • 62 free tools (invoicing, expenses, taxes)
  • Built-in AI accounting
  • Free business checking with 1.75% APY
  • Unlimited sub-accounts

Pros

  • All tools and unlimited invoicing free — accounting $25/mo
  • Replaces QuickBooks, Expensify, and your bank — $0/mo
  • FDIC insured up to $3M

Cons

  • No physical branches
  • No cash deposit
2

First Internet Bank

Online bank

Best for: moving companies who prefer digital-first banking

Pros

Indiana-headquartered, competitive rates, modern digital tools

Cons

No physical branches

3

First Financial Bank

Regional bank

Best for: moving companies wanting regional branch access

Pros

Indiana/Ohio/Kentucky presence, strong business banking

Cons

Moderate fee structure

4

Centier Bank

Community bank

Best for: moving companies in Northwest Indiana

Pros

Indiana's largest private bank, community-focused

Cons

Primarily northern Indiana

Why Moving Companies in Indiana Choose Holdings

50+ Free Business Tools

Invoicing, expense tracking, tax calculators, and more — all free, no signup required. Replace your paid software stack.

Built-In AI Accounting

Automatic transaction categorization, real-time P&L and balance sheet. No QuickBooks needed — $0/mo.

Free Banking with 1.75% APY

Business checking that connects to your tools and accounting. No fees, no minimums, FDIC insured up to $3M.

Unlimited Sub-Accounts

Organize funds by job, project, or purpose. Track payroll, taxes, and expenses separately — all in one workspace.

Moving Companies Financial Tools in Indiana — FAQ

Do I need a license to start a moving company in Indiana?

Yes — Indiana requires moving companies to register with the state (often through the public utilities commission or transportation department) and obtain proper insurance. For interstate moves, you'll also need a USDOT number. Register your LLC ($95) as a first step.

What insurance do moving companies need in Indiana?

Moving companies in Indiana need general liability insurance, cargo/goods-in-transit insurance, commercial auto insurance for trucks, and workers' compensation. Customers' belongings are your responsibility during the move — adequate insurance coverage is critical.

Do moving companies in Indiana need a separate bank account?

Absolutely — moving companies deal with deposits, final payments, fuel costs, truck maintenance, and seasonal labor. A dedicated business account with AI bookkeeping tracks revenue per job and helps manage the seasonal cash flow swings common in the moving industry.

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Ready to run your business from one place?

Holdings gives moving companies in Indiana free tools, accounting, and banking — all in one place. Try it free in minutes.

More Indiana Business Guides

Explore financial tools for other industries in Indiana.

Disclosures

Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

Deposits are insured up to $3 million total through a combination of i3 Bank, Member FDIC, and additional program banks. Each account is separately insured up to $250,000 per account holder per bank. Holdings accounts are subject to approval. Terms and conditions apply.