Business Banking for Moving Companies in Arizona
Free business checking with 1.75% APY, built-in accounting, and unlimited sub-accounts for moving companies in Arizona.
Starting a Moving Business in Arizona
Licensing
Arizona Department of TransportationState Tax Rate
2.5% (flat rate)
LLC Filing Fee
$50 (LLC)
Major Markets
Phoenix, Tucson, Mesa, Scottsdale
Key Requirements in Arizona
Best Banks for Moving Companies in Arizona
Compare Arizona's top business banking options for moving companies.
Holdings
$0/mo · 1.75% APYFree business checking with built-in AI accounting, unlimited sub-accounts, and FDIC insurance up to $3M. Available nationwide including Arizona.
Key Features
- •Free business checking
- •Built-in AI bookkeeping
- •Unlimited sub-accounts
- •1.75% APY on all balances
Pros
- ✓No fees, no minimums
- ✓Accounting included free
- ✓FDIC insured up to $3M
Cons
- ✗No physical branches
- ✗No cash deposit
Alliance Bank of Arizona
Regional bankBest for: moving companies wanting a dedicated commercial banking partner
Pros
Arizona-focused commercial bank, strong business relationships
Cons
Limited consumer product suite
National Bank of Arizona
Regional bankBest for: moving companies needing branch access across Arizona
Pros
Statewide presence, full-service business banking
Cons
Monthly fees on basic business accounts
Arizona Federal Credit Union
Credit unionBest for: moving companies looking to minimize banking costs
Pros
Low fees, competitive loan rates, Phoenix metro coverage
Cons
Membership requirements, fewer business services
Why Moving Companies in Arizona Choose Holdings
Free Business Checking
No monthly fees, no minimums, no hidden costs. Every dollar stays in your business.
Built-In AI Bookkeeping
Automatic transaction categorization, real-time P&L and balance sheet. No QuickBooks needed.
1.75% APY on Every Dollar
Your operating funds earn interest while they sit. No tiered rates, no caps.
Unlimited Sub-Accounts
Organize funds by job, project, or purpose. Track payroll, taxes, and expenses separately.
Moving Companies Banking in Arizona — FAQ
Do I need a license to start a moving company in Arizona?
Yes — Arizona requires moving companies to register with the state (often through the public utilities commission or transportation department) and obtain proper insurance. For interstate moves, you'll also need a USDOT number. Register your LLC ($50) as a first step.
What insurance do moving companies need in Arizona?
Moving companies in Arizona need general liability insurance, cargo/goods-in-transit insurance, commercial auto insurance for trucks, and workers' compensation. Customers' belongings are your responsibility during the move — adequate insurance coverage is critical.
Do moving companies in Arizona need a separate bank account?
Absolutely — moving companies deal with deposits, final payments, fuel costs, truck maintenance, and seasonal labor. A dedicated business account with AI bookkeeping tracks revenue per job and helps manage the seasonal cash flow swings common in the moving industry.
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Ready to open your account?
Holdings offers free banking with 1.75% APY for moving companies in Arizona. Open your account in minutes.
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