Looking for a better business bank? Holdings offers free checking + AI bookkeeping for small businesses. Get started free →

Safe 1 Credit Union

Bakersfield, California

Routing Number

322273609

Bank Details

Institution Name: Safe 1 Credit Union
Routing Number (ABA/RTN): 322273609
Status: Active — Receives ACH Transfers

Address

1400 MILL ROCK WAY

Bakersfield, CA 93311

📞 (661) 327-3818

Use This For

✓ ACH Direct Deposit
✓ ACH Payments & Bill Pay
✓ Tax Refund Direct Deposit
⚠ Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

Invoice Generator

Send a professional invoice in 2 minutes — free PDF, no signup.

Quote Generator

Build a quote that wins the job. Free PDF, no watermarks.

Expense Tracker

Track business expenses and categorize for tax time.

Profit Margin Calculator

Know your real margin before you price a job.

See all free tools \u2192

Ready to stop doing it by hand? Explore Invoicing software for small business, Small business accounting software, or Small business bookkeeping software.

Where to Find This Routing Number

Routing number 322273609 appears at the bottom-left of checks issued by Safe 1 Credit Union.

Check No. 1001

322273609

← Routing Number

0001234567

Account Number

1001

Check #

Frequently Asked Questions

What is the routing number for Safe 1 Credit Union?

The routing number for Safe 1 Credit Union in Bakersfield, California is 322273609. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.

Is routing number 322273609 valid?

Yes, routing number 322273609 is an active, valid ABA routing number for Safe 1 Credit Union located in Bakersfield, California. This information is sourced from the Federal Reserve's E-Payments Routing Directory.

Can I use 322273609 for wire transfers?

Routing number 322273609 is registered for Safe 1 Credit Union in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact Safe 1 Credit Union directly to confirm.

Where is Safe 1 Credit Union located?

Safe 1 Credit Union (routing number 322273609) is located at 1400 MILL ROCK WAY, Bakersfield, CA 93311. You can reach them at (661) 327-3818.

What is routing number 322273609 used for?

Routing number 322273609 identifies Safe 1 Credit Union for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to Safe 1 Credit Union (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.

Start free

Related Routing Numbers

Safe 1 Credit Union

Bakersfield, California

322282920

Mission Bank

Bakersfield, California

122242050

Mission Bank

Bakersfield, California

122242791

Valley Republic Bank

Bakersfield, California

122245044

Mission Bank

Bakersfield, California

122245248

Kern Schools Federal Credit Union

Bakersfield, California

122287549

Bakersfield City Emp FCU

Bakersfield, California

322273625

Espeeco FCU

Bakersfield, California

322273667

Self-Help FCU

Bakersfield, California

322273696

Kern Federal Credit Union

Bakersfield, California

322273706

Kern Schools Federal CU

Bakersfield, California

San Diego, California

Los Angeles, California

MUFG Union Bank, N.A.

San Diego, California

026005050

Setting up a payment? Get the books done too.

If you're looking up Safe 1 Credit Union's routing number, you're moving money — invoicing a client or paying a vendor. With Holdings, the bank is the books: get paid and it's already recorded, no separate accounting tool, no month-end reconciliation.

Your bank