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Smart Financial Credit Union

Houston, Texas

Routing Number

313083578

Bank Details

Institution Name: Smart Financial Credit Union
Routing Number (ABA/RTN): 313083578
Status: Active — Receives ACH Transfers

Address

PO BOX 920719

Houston, TX 77292

📞 (713) 850-1600

Use This For

✓ ACH Direct Deposit
✓ ACH Payments & Bill Pay
✓ Tax Refund Direct Deposit
⚠ Wire Transfers (verify with bank)

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Where to Find This Routing Number

Routing number 313083578 appears at the bottom-left of checks issued by Smart Financial Credit Union.

Check No. 1001

313083578

← Routing Number

0001234567

Account Number

1001

Check #

Frequently Asked Questions

What is the routing number for Smart Financial Credit Union?

The routing number for Smart Financial Credit Union in Houston, Texas is 313083578. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.

Is routing number 313083578 valid?

Yes, routing number 313083578 is an active, valid ABA routing number for Smart Financial Credit Union located in Houston, Texas. This information is sourced from the Federal Reserve's E-Payments Routing Directory.

Can I use 313083578 for wire transfers?

Routing number 313083578 is registered for Smart Financial Credit Union in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact Smart Financial Credit Union directly to confirm.

Where is Smart Financial Credit Union located?

Smart Financial Credit Union (routing number 313083578) is located at PO BOX 920719, Houston, TX 77292. You can reach them at (713) 850-1600.

What is routing number 313083578 used for?

Routing number 313083578 identifies Smart Financial Credit Union for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

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