Looking for a better business bank? Holdings offers free checking + AI bookkeeping for small businesses. Get started free →

North Western Employees Credit Union

Council Bluffs, Iowa

Routing Number

304077645

Bank Details

Institution Name: North Western Employees Credit Union
Routing Number (ABA/RTN): 304077645
Status: Active — Receives ACH Transfers

Address

1411 WEST BROADWAY

Council Bluffs, IA 51501

📞 (712) 328-2787

Use This For

✓ ACH Direct Deposit
✓ ACH Payments & Bill Pay
✓ Tax Refund Direct Deposit
⚠ Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

Invoice Generator

Send a professional invoice in 2 minutes — free PDF, no signup.

Quote Generator

Build a quote that wins the job. Free PDF, no watermarks.

Expense Tracker

Track business expenses and categorize for tax time.

Profit Margin Calculator

Know your real margin before you price a job.

See all free tools \u2192

Ready to stop doing it by hand? Explore Invoicing software for small business, Small business accounting software, or Small business bookkeeping software.

Where to Find This Routing Number

Routing number 304077645 appears at the bottom-left of checks issued by North Western Employees Credit Union.

Check No. 1001

304077645

← Routing Number

0001234567

Account Number

1001

Check #

Frequently Asked Questions

What is the routing number for North Western Employees Credit Union?

The routing number for North Western Employees Credit Union in Council Bluffs, Iowa is 304077645. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.

Is routing number 304077645 valid?

Yes, routing number 304077645 is an active, valid ABA routing number for North Western Employees Credit Union located in Council Bluffs, Iowa. This information is sourced from the Federal Reserve's E-Payments Routing Directory.

Can I use 304077645 for wire transfers?

Routing number 304077645 is registered for North Western Employees Credit Union in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact North Western Employees Credit Union directly to confirm.

Where is North Western Employees Credit Union located?

North Western Employees Credit Union (routing number 304077645) is located at 1411 WEST BROADWAY, Council Bluffs, IA 51501. You can reach them at (712) 328-2787.

What is routing number 304077645 used for?

Routing number 304077645 identifies North Western Employees Credit Union for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to North Western Employees Credit Union (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.

Start free

Related Routing Numbers

Frontier Savings Bank

Illinois Bank & Trust

Dubuque, Iowa

071108698

American Bank & Trust CO

Davenport, Iowa

071108834

Illinois Bank & Trust

Dubuque, Iowa

071109752

Fidelity Bank and Trust

Dyersville, Iowa

071112684

Riverside Community Bank

Illinois Bank & Trust

Dubuque, Iowa

071925554

Bankers Trust Company

Federal Home Loan Bank Des Moines

Des Moines, Iowa

073000914

The Security National Bank

Sioux City, Iowa

073900085

Cedar Rapids Bank & Trust CO.

Cedar Rapids, Iowa

073900108

Northwest Bank & Trust CO

Davenport, Iowa

073900182

Clinton National Bank

Clinton, Iowa

073900441

American Trust & Savings B

Dubuque, Iowa

073900522

Dubuque Bank and Trust CO.

Dubuque, Iowa

073900535

Two Rivers Bank & Trust

Burlington, Iowa

073900577

Setting up a payment? Get the books done too.

If you're looking up North Western Employees Credit Union's routing number, you're moving money — invoicing a client or paying a vendor. With Holdings, the bank is the books: get paid and it's already recorded, no separate accounting tool, no month-end reconciliation.

Your bank