Skip to main content
Holdings

1st Midamerica Credit Union

Bethalto, Illinois

Routing Number
281076905

Bank Details

Institution Name
1st Midamerica Credit Union
Routing Number (ABA/RTN)
281076905
Status
Active — Receives ACH Transfers

Address

731 E. BETHALTO DR
Bethalto, IL 62010

Use This For

  • ACH Direct Deposit
  • ACH Payments & Bill Pay
  • Tax Refund Direct Deposit
  • Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

See all free tools \u2192

Where to Find This Routing Number

Routing number 281076905 appears at the bottom-left of checks issued by 1st Midamerica Credit Union.

Check No. 1001
281076905
← Routing Number
0001234567
Account Number
1001
Check #

Frequently Asked Questions

What is the routing number for 1st Midamerica Credit Union?
The routing number for 1st Midamerica Credit Union in Bethalto, Illinois is 281076905. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.
Is routing number 281076905 valid?
Yes, routing number 281076905 is an active, valid ABA routing number for 1st Midamerica Credit Union located in Bethalto, Illinois. This information is sourced from the Federal Reserve's E-Payments Routing Directory.
Can I use 281076905 for wire transfers?
Routing number 281076905 is registered for 1st Midamerica Credit Union in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact 1st Midamerica Credit Union directly to confirm.
Where is 1st Midamerica Credit Union located?
1st Midamerica Credit Union (routing number 281076905) is located at 731 E. BETHALTO DR, Bethalto, IL 62010. You can reach them at (618) 258-3168.
What is routing number 281076905 used for?
Routing number 281076905 identifies 1st Midamerica Credit Union for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to 1st Midamerica Credit Union (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.

Start free

Related Routing Numbers

Setting up a payment? Get the books done too.

If you're looking up 1st Midamerica Credit Union's routing number, you're moving money — invoicing a client or paying a vendor. With Holdings, the bank is the books: get paid and it's already recorded, no separate accounting tool, no month-end reconciliation.

Your bank

  • 0.01% APY
  • Monthly fees
  • No accounting tools

Holdings

  • 1.75% APY
  • $0 fees
  • Accounting from $25/mo
  • FDIC to $3M

The switch takes ~30 minutes. The savings start immediately.

Not ready to switch? Use a free tool while you're here.

No account needed — send a professional invoice or fill out a W-9 in seconds.

Related Resources