Looking for a better business bank? Holdings offers free checking + AI bookkeeping for small businesses. Get started free →

University Settlement FCU

New York, New York

Routing Number

226078612

Bank Details

Institution Name: University Settlement FCU
Routing Number (ABA/RTN): 226078612
Status: Active — Receives ACH Transfers

Address

184 ELDRIDGE STREET

New York, NY 10002

📞 (212) 453-4552

Use This For

✓ ACH Direct Deposit
✓ ACH Payments & Bill Pay
✓ Tax Refund Direct Deposit
⚠ Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

Invoice Generator

Send a professional invoice in 2 minutes — free PDF, no signup.

Quote Generator

Build a quote that wins the job. Free PDF, no watermarks.

Expense Tracker

Track business expenses and categorize for tax time.

Profit Margin Calculator

Know your real margin before you price a job.

See all free tools \u2192

Ready to stop doing it by hand? Explore Invoicing software for small business, Small business accounting software, or Small business bookkeeping software.

Where to Find This Routing Number

Routing number 226078612 appears at the bottom-left of checks issued by University Settlement FCU.

Check No. 1001

226078612

← Routing Number

0001234567

Account Number

1001

Check #

Frequently Asked Questions

What is the routing number for University Settlement FCU?

The routing number for University Settlement FCU in New York, New York is 226078612. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.

Is routing number 226078612 valid?

Yes, routing number 226078612 is an active, valid ABA routing number for University Settlement FCU located in New York, New York. This information is sourced from the Federal Reserve's E-Payments Routing Directory.

Can I use 226078612 for wire transfers?

Routing number 226078612 is registered for University Settlement FCU in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact University Settlement FCU directly to confirm.

Where is University Settlement FCU located?

University Settlement FCU (routing number 226078612) is located at 184 ELDRIDGE STREET, New York, NY 10002. You can reach them at (212) 453-4552.

What is routing number 226078612 used for?

Routing number 226078612 identifies University Settlement FCU for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to University Settlement FCU (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.