Skip to main content
Holdings

Niagara's Choice FCU

Niagara Falls, New York

Routing Number
222381549

Bank Details

Institution Name
Niagara's Choice FCU
Routing Number (ABA/RTN)
222381549
Status
Active — Receives ACH Transfers

Address

3619 PACKARD ROAD
Niagara Falls, NY 14303

Use This For

  • ACH Direct Deposit
  • ACH Payments & Bill Pay
  • Tax Refund Direct Deposit
  • Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

See all free tools \u2192

Where to Find This Routing Number

Routing number 222381549 appears at the bottom-left of checks issued by Niagara's Choice FCU.

Check No. 1001
222381549
← Routing Number
0001234567
Account Number
1001
Check #

Frequently Asked Questions

What is the routing number for Niagara's Choice FCU?
The routing number for Niagara's Choice FCU in Niagara Falls, New York is 222381549. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.
Is routing number 222381549 valid?
Yes, routing number 222381549 is an active, valid ABA routing number for Niagara's Choice FCU located in Niagara Falls, New York. This information is sourced from the Federal Reserve's E-Payments Routing Directory.
Can I use 222381549 for wire transfers?
Routing number 222381549 is registered for Niagara's Choice FCU in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact Niagara's Choice FCU directly to confirm.
Where is Niagara's Choice FCU located?
Niagara's Choice FCU (routing number 222381549) is located at 3619 PACKARD ROAD, Niagara Falls, NY 14303. You can reach them at (716) 284-4110.
What is routing number 222381549 used for?
Routing number 222381549 identifies Niagara's Choice FCU for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to Niagara's Choice FCU (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.

Start free

Related Routing Numbers

Setting up a payment? Get the books done too.

If you're looking up Niagara's Choice FCU's routing number, you're moving money — invoicing a client or paying a vendor. With Holdings, the bank is the books: get paid and it's already recorded, no separate accounting tool, no month-end reconciliation.

Your bank

  • 0.01% APY
  • Monthly fees
  • No accounting tools

Holdings

  • 1.75% APY
  • $0 fees
  • Accounting from $25/mo
  • FDIC to $3M

The switch takes ~30 minutes. The savings start immediately.

Not ready to switch? Use a free tool while you're here.

No account needed — send a professional invoice or fill out a W-9 in seconds.

Related Resources