Looking for a better business bank? Holdings offers free checking + AI bookkeeping for small businesses. Get started free →

Twin Rivers Federal Credit Union

Massena, New York

Routing Number

221376542

Bank Details

Institution Name: Twin Rivers Federal Credit Union
Routing Number (ABA/RTN): 221376542
Status: Active — Receives ACH Transfers

Address

23 PHILLIPS ST

Massena, NY 13662

📞 (315) 764-0240

Use This For

✓ ACH Direct Deposit
✓ ACH Payments & Bill Pay
✓ Tax Refund Direct Deposit
⚠ Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

Invoice Generator

Send a professional invoice in 2 minutes — free PDF, no signup.

Quote Generator

Build a quote that wins the job. Free PDF, no watermarks.

Expense Tracker

Track business expenses and categorize for tax time.

Profit Margin Calculator

Know your real margin before you price a job.

See all free tools \u2192

Ready to stop doing it by hand? Explore Invoicing software for small business, Small business accounting software, or Small business bookkeeping software.

Where to Find This Routing Number

Routing number 221376542 appears at the bottom-left of checks issued by Twin Rivers Federal Credit Union.

Check No. 1001

221376542

← Routing Number

0001234567

Account Number

1001

Check #

Frequently Asked Questions

What is the routing number for Twin Rivers Federal Credit Union?

The routing number for Twin Rivers Federal Credit Union in Massena, New York is 221376542. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.

Is routing number 221376542 valid?

Yes, routing number 221376542 is an active, valid ABA routing number for Twin Rivers Federal Credit Union located in Massena, New York. This information is sourced from the Federal Reserve's E-Payments Routing Directory.

Can I use 221376542 for wire transfers?

Routing number 221376542 is registered for Twin Rivers Federal Credit Union in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact Twin Rivers Federal Credit Union directly to confirm.

Where is Twin Rivers Federal Credit Union located?

Twin Rivers Federal Credit Union (routing number 221376542) is located at 23 PHILLIPS ST, Massena, NY 13662. You can reach them at (315) 764-0240.

What is routing number 221376542 used for?

Routing number 221376542 identifies Twin Rivers Federal Credit Union for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to Twin Rivers Federal Credit Union (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.

Start free

Related Routing Numbers

Massena Savings & Loan

Keybank National Association

Keybank National Association

Albany, New York

021110209

New York Community Bank

Hicksville, New York

021172661

New York Community Bank

New York Community Bank

Hicksville, New York

021213177

Sterling National Bank

Montebello, New York

021213397

Banco Popular, North America

Setting up a payment? Get the books done too.

If you're looking up Twin Rivers Federal Credit Union's routing number, you're moving money — invoicing a client or paying a vendor. With Holdings, the bank is the books: get paid and it's already recorded, no separate accounting tool, no month-end reconciliation.

Your bank