Skip to main content
Holdings

Oklahoma Heritage Bank

Stratford, Oklahoma

Routing Number
103102326

Bank Details

Institution Name
Oklahoma Heritage Bank
Routing Number (ABA/RTN)
103102326
Status
Active — Receives ACH Transfers

Address

PO BOX 617
Stratford, OK 74872

Use This For

  • ACH Direct Deposit
  • ACH Payments & Bill Pay
  • Tax Refund Direct Deposit
  • Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

See all free tools \u2192

Where to Find This Routing Number

Routing number 103102326 appears at the bottom-left of checks issued by Oklahoma Heritage Bank.

Check No. 1001
103102326
← Routing Number
0001234567
Account Number
1001
Check #

Frequently Asked Questions

What is the routing number for Oklahoma Heritage Bank?
The routing number for Oklahoma Heritage Bank in Stratford, Oklahoma is 103102326. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.
Is routing number 103102326 valid?
Yes, routing number 103102326 is an active, valid ABA routing number for Oklahoma Heritage Bank located in Stratford, Oklahoma. This information is sourced from the Federal Reserve's E-Payments Routing Directory.
Can I use 103102326 for wire transfers?
Routing number 103102326 is registered for Oklahoma Heritage Bank in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact Oklahoma Heritage Bank directly to confirm.
Where is Oklahoma Heritage Bank located?
Oklahoma Heritage Bank (routing number 103102326) is located at PO BOX 617, Stratford, OK 74872. You can reach them at (580) 759-2116.
What is routing number 103102326 used for?
Routing number 103102326 identifies Oklahoma Heritage Bank for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to Oklahoma Heritage Bank (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.

Start free

Related Routing Numbers

Setting up a payment? Get the books done too.

If you're looking up Oklahoma Heritage Bank's routing number, you're moving money — invoicing a client or paying a vendor. With Holdings, the bank is the books: get paid and it's already recorded, no separate accounting tool, no month-end reconciliation.

Your bank

  • 0.01% APY
  • Monthly fees
  • No accounting tools

Holdings

  • 1.75% APY
  • $0 fees
  • Accounting from $25/mo
  • FDIC to $3M

The switch takes ~30 minutes. The savings start immediately.

Not ready to switch? Use a free tool while you're here.

No account needed — send a professional invoice or fill out a W-9 in seconds.

Related Resources