Looking for a better business bank? Holdings offers free checking + AI bookkeeping for small businesses. Get started free →

Midwestone Bank

Iowa City, Iowa

Routing Number

073972084

Bank Details

Institution Name: Midwestone Bank
Routing Number (ABA/RTN): 073972084
Status: Active — Receives ACH Transfers

Address

102 S. CLINTON ST.

Iowa City, IA 52240

📞 (319) 248-5108

Use This For

✓ ACH Direct Deposit
✓ ACH Payments & Bill Pay
✓ Tax Refund Direct Deposit
⚠ Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

Invoice Generator

Send a professional invoice in 2 minutes — free PDF, no signup.

Quote Generator

Build a quote that wins the job. Free PDF, no watermarks.

Expense Tracker

Track business expenses and categorize for tax time.

Profit Margin Calculator

Know your real margin before you price a job.

See all free tools \u2192

Ready to stop doing it by hand? Explore Invoicing software for small business, Small business accounting software, or Small business bookkeeping software.

Where to Find This Routing Number

Routing number 073972084 appears at the bottom-left of checks issued by Midwestone Bank.

Check No. 1001

073972084

← Routing Number

0001234567

Account Number

1001

Check #

Frequently Asked Questions

What is the routing number for Midwestone Bank?

The routing number for Midwestone Bank in Iowa City, Iowa is 073972084. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.

Is routing number 073972084 valid?

Yes, routing number 073972084 is an active, valid ABA routing number for Midwestone Bank located in Iowa City, Iowa. This information is sourced from the Federal Reserve's E-Payments Routing Directory.

Can I use 073972084 for wire transfers?

Routing number 073972084 is registered for Midwestone Bank in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact Midwestone Bank directly to confirm.

Where is Midwestone Bank located?

Midwestone Bank (routing number 073972084) is located at 102 S. CLINTON ST., Iowa City, IA 52240. You can reach them at (319) 248-5108.

What is routing number 073972084 used for?

Routing number 073972084 identifies Midwestone Bank for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to Midwestone Bank (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.

Start free

Related Routing Numbers

University of IA Comm C U

Iowa City, Iowa

273975098

Illinois Bank & Trust

Dubuque, Iowa

071108698

American Bank & Trust CO

Davenport, Iowa

071108834

Illinois Bank & Trust

Dubuque, Iowa

071109752

Fidelity Bank and Trust

Dyersville, Iowa

071112684

Riverside Community Bank

Illinois Bank & Trust

Dubuque, Iowa

071925554

Bankers Trust Company

Setting up a payment? Get the books done too.

If you're looking up Midwestone Bank's routing number, you're moving money — invoicing a client or paying a vendor. With Holdings, the bank is the books: get paid and it's already recorded, no separate accounting tool, no month-end reconciliation.

Your bank