Skip to main content
Holdings

Montezuma State Bank

Montezuma, Iowa

Routing Number
073905653

Bank Details

Institution Name
Montezuma State Bank
Routing Number (ABA/RTN)
073905653
Status
Active — Receives ACH Transfers

Address

101 S. 4TH ST
Montezuma, IA 50171

Use This For

  • ACH Direct Deposit
  • ACH Payments & Bill Pay
  • Tax Refund Direct Deposit
  • Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

See all free tools \u2192

Where to Find This Routing Number

Routing number 073905653 appears at the bottom-left of checks issued by Montezuma State Bank.

Check No. 1001
073905653
← Routing Number
0001234567
Account Number
1001
Check #

Frequently Asked Questions

What is the routing number for Montezuma State Bank?
The routing number for Montezuma State Bank in Montezuma, Iowa is 073905653. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.
Is routing number 073905653 valid?
Yes, routing number 073905653 is an active, valid ABA routing number for Montezuma State Bank located in Montezuma, Iowa. This information is sourced from the Federal Reserve's E-Payments Routing Directory.
Can I use 073905653 for wire transfers?
Routing number 073905653 is registered for Montezuma State Bank in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact Montezuma State Bank directly to confirm.
Where is Montezuma State Bank located?
Montezuma State Bank (routing number 073905653) is located at 101 S. 4TH ST, Montezuma, IA 50171. You can reach them at (641) 623-5766.
What is routing number 073905653 used for?
Routing number 073905653 identifies Montezuma State Bank for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to Montezuma State Bank (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.

Start free

Related Routing Numbers

Setting up a payment? Get the books done too.

If you're looking up Montezuma State Bank's routing number, you're moving money — invoicing a client or paying a vendor. With Holdings, the bank is the books: get paid and it's already recorded, no separate accounting tool, no month-end reconciliation.

Your bank

  • 0.01% APY
  • Monthly fees
  • No accounting tools

Holdings

  • 1.75% APY
  • $0 fees
  • Accounting from $25/mo
  • FDIC to $3M

The switch takes ~30 minutes. The savings start immediately.

Not ready to switch? Use a free tool while you're here.

No account needed — send a professional invoice or fill out a W-9 in seconds.

Related Resources