Looking for a better business bank? Holdings offers free checking + AI bookkeeping for small businesses. Get started free →

Citizens State Bank

Lena, Illinois

Routing Number

071108106

Bank Details

Institution Name: Citizens State Bank
Routing Number (ABA/RTN): 071108106
Status: Active — Receives ACH Transfers

Address

P O BOX 396

Lena, IL 61048

📞 (815) 369-4524

Use This For

✓ ACH Direct Deposit
✓ ACH Payments & Bill Pay
✓ Tax Refund Direct Deposit
⚠ Wire Transfers (verify with bank)

Looking for a business bank account with no monthly fees?

Holdings is free business checking — open in about 10 minutes.

Open free account →

Get it done now — free tools from a real finance platform

Built by Holdings \u2014 the banking + accounting platform that keeps businesses and nonprofits audit-ready. Free forever, no account needed. Connect banking and let your books run themselves when you\u2019re ready.

Invoice Generator

Send a professional invoice in 2 minutes — free PDF, no signup.

Quote Generator

Build a quote that wins the job. Free PDF, no watermarks.

Expense Tracker

Track business expenses and categorize for tax time.

Profit Margin Calculator

Know your real margin before you price a job.

See all free tools \u2192

Ready to stop doing it by hand? Explore Invoicing software for small business, Small business accounting software, or Small business bookkeeping software.

Where to Find This Routing Number

Routing number 071108106 appears at the bottom-left of checks issued by Citizens State Bank.

Check No. 1001

071108106

← Routing Number

0001234567

Account Number

1001

Check #

Frequently Asked Questions

What is the routing number for Citizens State Bank?

The routing number for Citizens State Bank in Lena, Illinois is 071108106. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.

Is routing number 071108106 valid?

Yes, routing number 071108106 is an active, valid ABA routing number for Citizens State Bank located in Lena, Illinois. This information is sourced from the Federal Reserve's E-Payments Routing Directory.

Can I use 071108106 for wire transfers?

Routing number 071108106 is registered for Citizens State Bank in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact Citizens State Bank directly to confirm.

Where is Citizens State Bank located?

Citizens State Bank (routing number 071108106) is located at P O BOX 396, Lena, IL 61048. You can reach them at (815) 369-4524.

What is routing number 071108106 used for?

Routing number 071108106 identifies Citizens State Bank for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.

You found your routing number. Now find your books.

Holdings connects to Citizens State Bank (or any bank) and auto-categorizes every transaction into real books — plus invoicing and donation tracking, all in one dashboard. No spreadsheets. No QuickBooks subscription tax. From $19/mo.