Looking for a better business bank? Holdings offers free checking + AI bookkeeping for small businesses. Get started free →
UNITED BANK & CAPITAL TRUST COMPANY
Versailles, Kentucky
Routing Number
042101404
Bank Details
- Institution Name
- UNITED BANK & CAPITAL TRUST COMPANY
- Routing Number (ABA/RTN)
- 042101404
- Status
- Active — Receives ACH Transfers
Use This For
- ✓ ACH Direct Deposit
- ✓ ACH Payments & Bill Pay
- ✓ Tax Refund Direct Deposit
- ⚠ Wire Transfers (verify with bank)
Where to Find This Routing Number
Routing number 042101404 appears at the bottom-left of checks issued by UNITED BANK & CAPITAL TRUST COMPANY.
Check No. 1001
042101404
← Routing Number
0001234567
Account Number
1001
Check #
Frequently Asked Questions
What is the routing number for UNITED BANK & CAPITAL TRUST COMPANY?
The routing number for UNITED BANK & CAPITAL TRUST COMPANY in Versailles, Kentucky is 042101404. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.
Is routing number 042101404 valid?
Yes, routing number 042101404 is an active, valid ABA routing number for UNITED BANK & CAPITAL TRUST COMPANY located in Versailles, Kentucky. This information is sourced from the Federal Reserve's E-Payments Routing Directory.
Can I use 042101404 for wire transfers?
Routing number 042101404 is registered for UNITED BANK & CAPITAL TRUST COMPANY in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact UNITED BANK & CAPITAL TRUST COMPANY directly to confirm.
Where is UNITED BANK & CAPITAL TRUST COMPANY located?
UNITED BANK & CAPITAL TRUST COMPANY (routing number 042101404) is located at SUITE ONE, Versailles, KY 40383-1497. You can reach them at (859) 873-3136.
What is routing number 042101404 used for?
Routing number 042101404 identifies UNITED BANK & CAPITAL TRUST COMPANY for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.
Get your own routing number + account number in one dashboard.
Free business checking with 1.75% APY. No fees, no minimums. Open in 5 minutes.
Related Routing Numbers
UNITED BANK & CAPITAL TRUST COMPANY
Frankfort, Kentucky
UNITED BANK & CAPITAL TRUST COMPANY
Frankfort, Kentucky
UNITED BANK & CAPITAL TRUST COMPANY
Frankfort, Kentucky
UNITED BANK & CAPITAL TRUST COMPANY
Frankfort, Kentucky
UNITED BANK & CAPITAL TRUST COMPANY
Frankfort, Kentucky
UNITED BANK & CAPITAL TRUST COMPANY
Frankfort, Kentucky
UNITED BANK & CAPITAL TRUST COMPANY
Frankfort, Kentucky
UNITED BANK & CAPITAL TRUST COMPANY
Frankfort, Kentucky
UNITED BANK & CAPITAL TRUST COMPANY
Frankfort, Kentucky
CITIZENS COMMERCE NATIONAL BANK
Versailles, Kentucky
CENTRAL BANK & TRUST CO.
Lexington, Kentucky
COMMUNITY TRUST BANK, INC.
Pikeville, Kentucky
FIRST STATE BK OF THE SOUTHEAST,INC.
Middlesboro, Kentucky
BANK OF MAYSVILLE
Maysville, Kentucky
KENTUCKY BANK
Paris, Kentucky
PEOPLES BANK & TRUST CO.
Lexington, Kentucky
BANK OF THE BLUEGRASS
Lexington, Kentucky
CITIZENS NATIONAL BANK
Somerset, Kentucky
CITIZENS GUARANTY BANK
Irvine, Kentucky
TRADITIONAL BANK
Mount Sterling, Kentucky
Thinking about switching banks?
If you're looking up UNITED BANK & CAPITAL TRUST COMPANY's routing number, you're probably setting up a payment or transfer. Here's something to consider:
Your bank
- 0.01% APY
- Monthly fees
- No accounting tools
Holdings
- 1.75% APY
- $0 fees
- Free accounting software
- FDIC to $3M
The switch takes ~30 minutes. The savings start immediately.
