M & T BANK
Amherst, New York
Routing Number
031304720
Bank Details
- Institution Name
- M & T BANK
- Routing Number (ABA/RTN)
- 031304720
- Status
- Active — Receives ACH Transfers
Use This For
- ✓ ACH Direct Deposit
- ✓ ACH Payments & Bill Pay
- ✓ Tax Refund Direct Deposit
- ⚠ Wire Transfers (verify with bank)
Where to Find This Routing Number
Routing number 031304720 appears at the bottom-left of checks issued by M & T BANK.
Check No. 1001
031304720
← Routing Number
0001234567
Account Number
1001
Check #
Frequently Asked Questions
What is the routing number for M & T BANK?
The routing number for M & T BANK in Amherst, New York is 031304720. This ABA routing number can be used for ACH transfers, direct deposits, and wire transfers. Always verify with your bank before initiating a transfer.
Is routing number 031304720 valid?
Yes, routing number 031304720 is an active, valid ABA routing number for M & T BANK located in Amherst, New York. This information is sourced from the Federal Reserve's E-Payments Routing Directory.
Can I use 031304720 for wire transfers?
Routing number 031304720 is registered for M & T BANK in the Federal Reserve's ACH directory. While many banks use the same routing number for both ACH and wire transfers, some large banks have separate wire routing numbers. Contact M & T BANK directly to confirm.
Where is M & T BANK located?
M & T BANK (routing number 031304720) is located at 626 COMMERCE, Amherst, NY 14228. You can reach them at (716) 639-6510.
What is routing number 031304720 used for?
Routing number 031304720 identifies M & T BANK for electronic transactions including: ACH direct deposits (payroll, tax refunds, government benefits), ACH payments (bill pay, recurring transfers), wire transfers (domestic bank-to-bank), and check processing.