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Holdings
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Present Holdings to Your Board

You found Holdings. Now you need five other people to say yes. We wrote the memo, built the sample reports, and drafted the resolution — so your board meeting takes ten minutes, not a quarter.

Get the packet ↓
$0

Monthly fees & minimums

1.75%

APY on all balances

$3M

FDIC insurance via i3 Bank

Free

Fund accounting for verified 501(c)(3)s

What's in the packet

Four documents. Everything is instant access — open, customize, print.

📝 Print-ready HTML

One-Page Board Memo

The financial case, pre-written: fees to $0, 1.75% APY, FDIC to $3M, fund accounting at $25/mo. Fill in your numbers, print, and hand it out.

Open the memo
📊 Print-ready HTML · sample data

Sample Board Report Pack

Three pages of what your board would receive monthly: treasurer's summary, Statement of Financial Position, Statement of Activities with budget vs. actual and fund balances. Clearly-labeled sample data.

See the sample pack
📜 PDF · 2 pages

Board Resolution (ready to sign)

The formal resolution authorizing accounts with Holdings, plus an authorized-signers resolution — from the Board Enablement Kit.

Download resolution
PDF · 3 pages

Due Diligence Checklist

Regulatory compliance, FDIC insurance, security certifications, and business continuity — structured for a finance committee review.

Download checklist

Need the full set — slide deck, minutes snippet, banking comparison worksheet, investment policy? It's all in the Board Enablement Kit (8 documents, free).

The email to send your board

Copy, fill in your numbers, attach the memo. That's the whole campaign.

Email template
Subject: Proposal for the next board meeting — banking & accounting

Hi [Board Chair / everyone],

I'd like to add a short item to our next agenda: moving our banking and bookkeeping to Holdings (getholdings.com), a banking and fund accounting platform built for nonprofits.

The short version of the case:
• $0 banking fees (we currently pay $[X]/month)
• 1.75% APY on our balances (≈ $[X]/year on our average balance)
• FDIC insurance up to $3M through i3 Bank — vs. $250K today
• Fund accounting software at $25/month ($240/yr) — restricted fund tracking and the monthly board reports we've been wanting, typically far less than what we'd pay for nonprofit accounting software alone

I've attached a one-page memo with our numbers and a sample of the monthly report pack the board would receive. A ready-to-sign resolution is prepared if we decide to proceed.

Happy to walk through it in 10 minutes at the meeting.

[Your name]

From "found it" to "approved" in one meeting

1

Send the email

Use the template above. Attach the one-page memo with your numbers filled in, days before the meeting — boards approve what they've had time to read.

2

Show the sample reports

The sample report pack answers the question every board member is silently asking: "what do we get out of this?" Better monthly reporting, automatically.

3

Run the due diligence

FDIC coverage through i3 Bank, SOC 1 Type II certification, the transition plan. The checklist structures it for your finance committee. (Details: getholdings.com/security.)

4

Vote and sign

The resolution is pre-written; the enablement kit includes the minutes language for your secretary. Then open the account — it takes minutes.

Questions your board will ask

Do we need a board resolution to switch banks?

Most nonprofits and churches do — banks generally require a board resolution and authorized-signers designation for organizational accounts, and a formal vote belongs in your minutes regardless. The resolution in this packet covers both.

What does Holdings cost a nonprofit?

Banking is free — no monthly fees, no minimums, 1.75% APY on all balances. Fund accounting software is $25/month ($240/yr billed annually) — often less than the fees it replaces. Full details: nonprofit pricing.

Is Holdings FDIC insured?

Yes. Banking services are provided by i3 Bank, Member FDIC. Deposits are insured up to $3,000,000 through the deposit sweep network — twelve times standard single-bank coverage, which matters for organizations holding reserves.

Can we keep our old bank account during the transition?

Yes — recommended, even. Open Holdings, run both in parallel for one statement cycle while deposits and recurring payments migrate, then close the legacy account. No interruption.

Board said yes?

Open the account in minutes. Zero fees, 1.75% APY, FDIC insured to $3M — and fund accounting at $25/mo.

Open free account →