Every tool your business needs. Totally free.
Run your finances without the spreadsheet. No signup, no cost.
How is this free? Holdings makes money when you open a business checking account with us. These tools are free because we want to be useful to you long before you need a bank.
Need more than free tools?
Holdings connects your banking, accounting, and bookkeeping in one platform. Everything these tools do — automated, connected, and always up to date.
See what Holdings can doWhy are these tools free?
We built Holdings to be the best financial platform for small businesses and nonprofits. These tools show you what the full platform automates — invoicing, expense tracking, financial reporting, payroll, and more — all connected inside one account.
Use the tools as long as you like. When you're ready to stop copying data between spreadsheets, save your work — create a free account. All tools free forever. Add accounting for $25/mo.
Frequently Asked Questions
Are these business tools really free?
Yes — all 56 tools are completely free with no signup, no watermarks, and no limits. They run entirely in your browser.
Do I need to create an account?
No. Every tool works immediately with no account or email required. Your data stays in your browser — nothing is sent to our servers.
Are these tools suitable for nonprofits?
Yes. We have a dedicated nonprofit category with tools for donation receipts, grant budgets, 501(c)(3) compliance, church budgets, board meetings, and more.
Is my data secure?
All tools run client-side in your browser. Your data never leaves your device. PDFs and exports are generated locally.
What is Holdings?
Holdings is a financial platform with 56+ free tools, accounting software, and connected banking for businesses and nonprofits. Get started free →