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Holdings
$5/mo · Free for nonprofits

Know where your money goes.

Connect your bank accounts and see your full financial picture — cash flow, spending, net income — in one dashboard. No spreadsheets. No accounting degree. Just clarity.

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30-day free trial · No credit card required · Cancel anytime

Your Business Health Check

Cash on Hand

$18,420

+$2,140 this month

Monthly Revenue

$12,850

↑ 8% vs last month

Net Income

$4,220

↑ 12% vs last month

Where your money goes

Payroll
42%
Rent & Utilities
22%
Software & Tools
14%
Marketing
12%
Everything Else
10%

Everything you need to see the full picture

No categorizing. No reconciling. Just connect and see.

Cash flow at a glance

See money in vs. money out over any time period. Spot trends before they become problems.

Spending breakdown

Know where every dollar goes — rent, payroll, supplies, subscriptions — without categorizing a single transaction yourself.

Net income tracking

Revenue minus expenses. Updated in real time. The one number every business owner should know.

All accounts, one view

Connect checking, savings, credit cards — from any bank. See your full picture in one dashboard.

35+ business tools included

Invoice generator, tax calculators, budget templates, P&L builder, and more. Use them anytime.

Bank-level security

Plaid encryption for connections. SOC 1 certified. Your data stays yours.

Built for people who want to see, not do

Not everyone needs full accounting software. Some people just want to know where they stand.

💼

New business owners

You just started and "do my books" feels overwhelming. Start with visibility. You'll know when it's time for more.

📊

Side hustlers & freelancers

You need to track income and spending but don't need invoicing or formal reports yet.

❤️

Nonprofits & churches

Free on this plan. See your cash flow, fund balances, and spending without learning accounting software.

🧾

People who have a CPA but want to stay informed

Your accountant handles the details. You just want to see the big picture between meetings.

Ready for more? Upgrade anytime.

Start with visibility. Add control or automation when you're ready.

What you getHealth Check$5/moDIY Accounting$25/moHands-Off Books$59/mo
Financial dashboard
Cash flow & spending breakdown
35+ business tools
Connect external banks
Transaction categorization
P&L, Balance Sheet, Cash Flow reports
Invoicing & payment collection
Bank reconciliation
Automated monthly close
Receipt matching
Smart categorization rules
Monthly price$5$25$59

Add free banking to any plan

No fees. No minimums. 1.75% APY. Your transactions flow into your dashboard automatically — no manual connections needed.

Zero fees 1.75% APY FDIC insured to $$3MM Physical & virtual cards
Learn about Holdings banking

Common questions

You've got a business to run.

See where your money goes — in the time it takes to finish your coffee. $5/mo. Free for nonprofits.

30-day free trial · No credit card required · Upgrade anytime