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Mississippi · MS

Business Banking for Barbers in Mississippi

Free business checking with 1.75% APY, built-in accounting, and unlimited sub-accounts for barbers in Mississippi.

Starting a Barbershop Business in Mississippi

State Tax Rate

0%–4.7% (graduated, first $10K exempt)

LLC Filing Fee

$50 (LLC)

Major Markets

Jackson, Gulfport, Southaven, Hattiesburg

Key Requirements in Mississippi

Barber license required in Mississippi — barber school and state exam typically required
Barbershop establishment license required for the business location
Must comply with state sanitation and hygiene regulations
Regular health inspections of the shop required
Continuing education may be required for license renewal

Best Banks for Barbers in Mississippi

Compare Mississippi's top business banking options for barbers.

1

Holdings

$0/mo · 1.75% APY

Free business checking with built-in AI accounting, unlimited sub-accounts, and FDIC insurance up to $3M. Available nationwide including Mississippi.

Key Features

  • Free business checking
  • Built-in AI bookkeeping
  • Unlimited sub-accounts
  • 1.75% APY on all balances

Pros

  • No fees, no minimums
  • Accounting included free
  • FDIC insured up to $3M

Cons

  • No physical branches
  • No cash deposit
2

BancorpSouth (Cadence Bank)

Regional bank

Best for: barbers wanting a Mississippi-rooted bank

Pros

Mississippi-headquartered, strong business lending

Cons

In transition after merger

3

Trustmark National Bank

Regional bank

Best for: barbers needing statewide Mississippi coverage

Pros

Mississippi-based, statewide coverage, full business suite

Cons

Some monthly fees

4

Renasant Bank

Regional bank

Best for: barbers in north Mississippi

Pros

Southeast presence, growing business banking

Cons

Still building branch network

Why Barbers in Mississippi Choose Holdings

Free Business Checking

No monthly fees, no minimums, no hidden costs. Every dollar stays in your business.

Built-In AI Bookkeeping

Automatic transaction categorization, real-time P&L and balance sheet. No QuickBooks needed.

1.75% APY on Every Dollar

Your operating funds earn interest while they sit. No tiered rates, no caps.

Unlimited Sub-Accounts

Organize funds by job, project, or purpose. Track payroll, taxes, and expenses separately.

Barbers Banking in Mississippi — FAQ

How do I get a barber license in Mississippi?

To become a licensed barber in Mississippi, you'll need to complete barber school (typically 1,000–1,500 hours), pass the state board exam, and apply for your license. To open a shop, you'll also need an establishment license and LLC registration ($50).

What's the best business structure for a barbershop in Mississippi?

Most barbershops in Mississippi operate as an LLC ($50 filing fee). If you rent chairs to independent barbers, the LLC structure is especially important for separating your personal liability from the business.

Do barbershops in Mississippi need a separate bank account?

Yes — especially if you have booth renters. A dedicated business account helps track chair rental income, product sales, tips, and supply purchases. AI bookkeeping automatically categorizes barber-specific expenses like clippers, products, and shop rent.

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Ready to open your account?

Holdings offers free banking with 1.75% APY for barbers in Mississippi. Open your account in minutes.

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