TD Bank Fees
RegionalComplete fee breakdown for TD Bank and how it compares to zero-fee alternatives.
Fee Breakdown
Common Fees
Monthly Maintenance:
$15/month
Overdraft Fee:
$35
ATM Fee (out-of-network):
$3
Wire Transfer:
$25
Minimum Balance:
$100
Annual Cost Calculator
Monthly fees (×12): $180
Overdrafts (2×/year): $70
ATM fees (1×/month): $36
Annual Total:
$286
With Holdings: $0
Pros & Cons
Pros
- ✓ Extended hours
- ✓ Convenient locations
- ✓ Low minimum balance
Cons
- ✗ High monthly fees
- ✗ Regional limitations
- ✗ Overdraft fees
Key Features
Extended hours
East Coast presence
Convenience banking
Business Banking
- • Business checking
- • Business loans
- • Merchant services
Compare with Holdings
| Feature | TD Bank | Holdings |
|---|---|---|
| Monthly Fee | $15 | $0 |
| Overdraft Fee | $35 | $0 |
| ATM Fee | $3 | $0 |
| Wire Transfer Fee | $25 | $0 |
| Minimum Balance | $100 | $0 |
| APY | 0.01% | 1.75% |
| Business Tools | Basic | Full Suite |
| Annual Cost | $286 | $0 |
Ready to Eliminate Banking Fees?
Save $286 per year by switching to Holdings. Zero fees, 1.75% APY, and built-in business tools.