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Holdings

Goldman Sachs Marcus Fees

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Complete fee breakdown for Goldman Sachs Marcus and how it compares to zero-fee alternatives.

Fee Breakdown

Common Fees

Monthly Maintenance: $0/month
Overdraft Fee: $0
ATM Fee (out-of-network): $0
Wire Transfer: $0
Minimum Balance: $0

Annual Cost Calculator

Monthly fees (×12): $0
Overdrafts (2×/year): $0
ATM fees (1×/month): $0
Annual Total: $0
With Holdings: $0

Pros & Cons

Pros

  • High interest rates
  • No fees
  • Goldman Sachs backing

Cons

  • Savings only
  • No checking accounts
  • No business banking

Key Features

High interest savings
No fees
CD options

Business Banking

  • No business banking
  • Savings only
  • Limited services

Compare with Holdings

Feature Goldman Sachs Marcus Holdings
Monthly Fee $0 $0
Overdraft Fee $0 $0
ATM Fee $0 $0
Wire Transfer Fee $0 $0
Minimum Balance $0 $0
APY 0.01% 1.75%
Business Tools Basic Full Suite
Annual Cost $0 $0

Ready to Eliminate Banking Fees?

Join thousands who've eliminated banking fees with Holdings. Zero fees, 1.75% APY, and built-in business tools.

Disclosures

Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

Deposits are insured up to $3 million total through a combination of i3 Bank, Member FDIC, and additional program banks. Each account is separately insured up to $250,000 per account holder per bank. Holdings accounts are subject to approval. Terms and conditions apply.