Chase Bank Fees
TraditionalComplete fee breakdown for Chase Bank and how it compares to zero-fee alternatives.
Fee Breakdown
Common Fees
Monthly Maintenance:
$12/month
Overdraft Fee:
$34
ATM Fee (out-of-network):
$2.5
Wire Transfer:
$25
Minimum Balance:
$1500
Annual Cost Calculator
Monthly fees (×12): $144
Overdrafts (2×/year): $68
ATM fees (1×/month): $30
Annual Total:
$242
With Holdings: $0
Pros & Cons
Pros
- ✓ Large ATM network
- ✓ Extensive branch coverage
- ✓ Mobile banking
Cons
- ✗ High monthly fees
- ✗ High overdraft fees
- ✗ High minimum balance
Key Features
24/7 customer service
16,000+ ATMs
4,700+ branches
Business Banking
- • Business checking
- • Merchant services
- • Business credit cards
Compare with Holdings
| Feature | Chase Bank | Holdings |
|---|---|---|
| Monthly Fee | $12 | $0 |
| Overdraft Fee | $34 | $0 |
| ATM Fee | $2.5 | $0 |
| Wire Transfer Fee | $25 | $0 |
| Minimum Balance | $1500 | $0 |
| APY | 0.01% | 1.75% |
| Business Tools | Basic | Full Suite |
| Annual Cost | $242 | $0 |
Ready to Eliminate Banking Fees?
Save $242 per year by switching to Holdings. Zero fees, 1.75% APY, and built-in business tools.