Mahalia Thomas
Co-Founder, Product + Design
Mahalia leads product and design at Holdings, shaping how small businesses interact with their finances. She writes about product-led growth, UX in fintech, and making complex financial tools feel simple.
14 articles by Mahalia
7 Best Free Nonprofit Accounting Software (2026 Comparison)
We tested every free nonprofit accounting tool. Here's what's actually free, what has hidden costs, and which one fits your org. Updated March 2026.
Nonprofit Accounting Software: The Complete 2026 Guide
Choosing the right accounting software can save your nonprofit dozens of hours each month and keep you audit-ready year-round.
Best Accounting Software for Professional Services (2026)
We compared 8 accounting platforms for law firms, consultants, and agencies. See which handle trust accounting, project billing, and multi-entity books — with pricing breakdowns.
Business Bank Account Switching Checklist
Complete checklist for switching your business bank account: preparation, redirecting payments, parallel-run monitoring, and closing the old account.
Nonprofit Bookkeeping Costs: $100–$2,500/mo — What’s Worth It?
Bookkeeping costs vary wildly for nonprofits. This guide breaks down pricing models, typical costs by organization size,
Nonprofit Bank Account Requirements: Documents and Steps
Before you visit a bank, make sure you have these documents ready. A step-by-step checklist for opening a nonprofit bank account without delays.
How to Close a Business Bank Account: Step-by-Step Guide
Closing a business bank account too early can cause bounced payments and compliance headaches.
How to Set Up Multiple Bank Accounts for Nonprofit Programs
A practical guide to structuring multiple bank accounts or sub-accounts for nonprofit programs, restricted grants,
Why Nonprofits Should Ditch Spreadsheets for Real Accounting Software
Spreadsheets worked when you had one grant and a volunteer treasurer. As your nonprofit grows, they become a liability. Here's when to make the switch and what to look for.
How to Switch Your Nonprofit Bank Account Safely
Switching banks doesn't have to disrupt your operations. Follow this step-by-step timeline to move your nonprofit's accounts without missing a payment or.
Cash Flow Management for Professional Services Firms
Retainer income is predictable. Project income isn't. Here's how to forecast cash 90 days out, manage the gap between invoicing and payment, and stop making decisions based on your bank balance.
The Complete Guide to Business Expense Categories
Proper expense categorization saves money at tax time and gives you clearer insight into where your money goes. Here's how to set up a system that works without creating busywork.
Accounting Essentials Every Consulting Firm Should Master
Revenue recognition, project profitability, contractor management, and tax planning. The four accounting pillars that separate thriving consulting firms from struggling ones.
Bookkeeping vs. Accounting: What Your Business Actually Needs
Bookkeeping records what happened. Accounting tells you what it means. Most small businesses need both, but understanding the difference helps you invest in the right things at the right time.