Quotes that win the job— and turn into invoices in one click.
Most quote tools stop at “send.” Holdings goes all the way: quote → approval → invoice → payment → booked. One flow, one tool, no stitching three products together.
Free to send. No monthly fee. 3% + $0.30 only when you collect.
From quote to paid, without the busywork.
The quote is just the start. Holdings carries it the whole way: approval → invoice → payment → bookkeeping — automatically.
Step 1 · Quote
Build a quote that looks like you mean business.
Create a branded quote in under a minute — your logo, your line items, your terms. Send it to your client or download a clean PDF. No spreadsheet screenshots.
- Custom logo and business name
- Line items, quantities, rates, discounts
- Optional notes, terms, and a “valid until” date
- A professional document your client can say yes to
Step 2 · Approve
Client says yes? One click to invoice.
No re-entering data. The approved quote becomes an invoice — line items, amounts, everything — and starts tracking as outstanding in your books.
- Approved quotes convert to invoices instantly
- Invoice number assigned automatically
- Outstanding balance appears in your dashboard
- Your books know money is coming before it arrives
Step 3 · Get paid
Add a payment link. Get paid faster.
Attach a payment link to the invoice. Your client pays by card, the money lands in your Holdings account, and the invoice marks itself paid.
- Payment link on every invoice — no setup
- Client pays by card from any device
- 3% + $0.30 per payment — no monthly fee
- Books update automatically the moment you're paid
Your brand, not ours — on Software
Quotes that look like they came from you.
On the Software plan, the “Powered by Holdings” mark comes off your quotes and invoices — replaced by your logo, your business name, and your brand color. Look like the professional you are when you're competing for the job.
- Custom logo, colors, and business name
- Remove “Powered by Holdings”
- Consistent branding from quote to invoice
- Included in Software, $25/mo
Books included
An accepted quote becomes clean books.
Because quotes, invoices, payments, and accounting all live in one place, an approved quote becomes tracked revenue without a single export or manual entry.
- Approved quote → invoice → revenue, automatically
- Outstanding receivables tracked live
- P&L stays current for tax time
- Share view-only access with your CPA
Why a standalone quote tool falls short
Free quote generators stop at the PDF. Holdings connects the quote to the money — and the books.
| Holdings | Standalone quote tools | |
|---|---|---|
| Create & send branded quotes | Yes | Yes |
| Quote → invoice in one click | Yes | Rarely |
| Payment link to get paid | Included (3% + $0.30) | No |
| Automatic bookkeeping | Included | No |
| Recurring billing after approval | Yes | No |
| Business banking included | Free | No |
| Monthly fee | $0 | $0–$20+ |
Frequently asked questions
Straight answers about quotes, estimates, and getting paid in Holdings
Is the quote tool really free?
Yes. Creating and sending quotes is free on every plan — no monthly fee, no per-quote charge. You only ever pay when a client pays you through a payment link (3% + $0.30 per transaction).
What's the difference between a quote and an invoice?
A quote (or estimate) is a proposal — “here's what I'd charge for this work.” An invoice is a request for payment — “here's what you owe.” In Holdings, an approved quote converts to an invoice in one click, so you never re-enter anything.
How does a quote become an invoice?
When your client approves a quote, you click once and Holdings turns it into an invoice — same line items, same amounts, a new invoice number, and it starts tracking as outstanding in your books. No copy-paste, no double entry.
Can I use my own branding on quotes?
Every quote carries your logo and business name. On the Software plan ($25/mo), the “Powered by Holdings” mark comes off entirely — your quotes show only your brand, in your brand color.
Do I need a Holdings bank account to send quotes?
No. You can create and download professional quote PDFs for free with no account. You only need a Holdings account when you want approved quotes to convert into invoices with payment links and flow into your books.
Can I set quotes to expire?
Yes. Add a “valid until” date so clients know your pricing has a window — a simple nudge that helps you close faster.
Does an accepted quote flow into my accounting?
Once a quote converts to an invoice and the client pays, the revenue logs automatically. Your P&L and receivables stay current without manual entry.
Can I send quotes for recurring work?
Yes. Quote the engagement once, convert it to an invoice on approval, and set that invoice to recur on the schedule you choose — weekly, monthly, or custom.
Your next quote takes about 60 seconds.
Free account. No credit check. FDIC insured banking included*.
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