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Holdings

Invoicing for Photographers

Deposits upfront. Final payment on delivery. Photography invoices that actually work.

Create a branded invoice in 60 seconds — session fee, editing, delivery, usage rights. Send with a payment link. Clients pay by card before you deliver the gallery. No more chasing.

Free. No monthly fee. 3% + $0.30 when they pay.

You delivered the gallery. They haven’t paid yet.

It’s the most common story in photography. Client loves the photos. You send the invoice. Then you wait. And follow up. And wait again.

The problem isn’t the client — it’s the process. An invoice with no easy way to pay turns a motivated buyer into someone who’ll “get to it this weekend.” A payment link removes that friction entirely. Client pays in 90 seconds from their phone. Gallery delivered. Done.

Every shoot is different. Your invoice should match.

Common photography invoice line items:

  • Session feehalf-day, full day, hourly rate
  • Retouching / editingper image or flat package fee
  • Digital gallery deliveryfull resolution download, gallery hosting
  • Print package8x10s, albums, canvas, wall art
  • Rush deliverypremium for faster turnaround
  • Travel feemileage or flat rate for destination work
  • Second shooterseparate line if applicable
  • Licensing / commercial usage rightsusage fee beyond personal
  • Deposit (already paid)deduct upfront deposits as a negative line item

Collect the deposit first. Final payment before delivery.

Send two invoices: one for the deposit (typically 25–50% at booking), one for the balance before you hand over the gallery. Both have payment links. Both land in your Holdings account automatically.

No awkward conversations. No Venmo. No “can you send me the PayPal link again?”

A payment link means they pay now, not “this weekend.”

Every invoice you send includes a payment link. Client clicks it from their phone — same place they just saw your preview — and pays by card in under two minutes.

  • 3% + $0.30 per transaction, no monthly fee
  • Funds deposit in 1–2 business days
  • Invoice marked paid automatically
  • Revenue logged in your books

Your income tracks itself — shoot by shoot.

Every payment lands in your books as revenue automatically. At the end of the year, you know exactly what each client paid, what each shoot generated, and what your P&L looks like. No spreadsheet. No shoebox of receipts.

Your next shoot is booked. Invoice them now.

Free to start. Takes 60 seconds.

Disclosures

Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

Deposits are insured up to $3 million total through a combination of i3 Bank, Member FDIC, and additional program banks. Each account is separately insured up to $250,000 per account holder per bank. Holdings accounts are subject to approval. Terms and conditions apply.