Skip to main content
Holdings

Invoicing for Freelancers

Send a professional invoice in 60 seconds. Get paid without the awkward follow-up.

Build a branded invoice — hourly or project-based — and send it with a payment link. Your client pays by card. It logs in your books (with accounting, $25/mo). You get on with the next project.

Free. No monthly fee. 3% + $0.30 when they pay.

The invoice shouldn’t be the hard part.

You did the work. It was great. Now you have to write up an invoice, send it over email, and wait. Maybe they pay on the first reminder. Maybe it takes three.

The problem is friction. A plain invoice with no payment button means your client has to log into their bank, find your account number, or set up a new payee. That’s a Tuesday-afternoon task that never happens.

A payment link on the invoice turns “I’ll get to it” into “paid in 90 seconds.” Every time.

Hourly work, project fees, retainers — all covered.

Common freelance invoice line items:

  • Project feeflat rate for a defined deliverable
  • Hourly workhours × rate (design, development, writing, strategy)
  • Retainermonthly fixed fee for ongoing access
  • Milestone billing50% at kickoff, 50% at delivery
  • Revision roundsbeyond-scope hours billed separately
  • Expenses / disbursementssoftware, stock, travel, tools passed through at cost
  • Rush feepremium for compressed timeline
  • Late payment feeoptional, noted in payment terms

A payment link changes everything.

Add a payment link to your invoice. Client clicks it, pays by card from their phone or laptop, done. Typical time from invoice sent to payment received: under 24 hours.

  • 3% + $0.30 per payment — no monthly fee
  • Funds deposit 1–2 business days
  • Invoice marked paid automatically
  • Revenue tracked in your books instantly

Look like the kind of freelancer clients refer to other clients.

Your logo. Your business name. A clean, professional PDF. Holdings invoice templates look like they came from a studio with a finance team, not from someone who Googled “invoice template” at 11pm.

Custom branding is included on every plan. The “powered by Holdings” note drops off on the Software plan ($25/mo).

Retainer clients? Set it once.

Monthly retainers are the best part of freelancing — until you have to remember to send 12 invoices a year. Set up a recurring invoice and Holdings sends it automatically. You get paid on schedule without thinking about it.

Know your numbers without a spreadsheet.

Every payment you collect logs as revenue automatically. Your P&L updates in real time. At tax time — your CPA gets a clean export. Quarterly estimates get easier when your books are always current.

Frequently asked questions

You did the work. Get paid for it.

Free to start. No credit check. Takes 5 minutes.

Disclosures

Holdings is a financial technology company and is not a bank. Banking services are provided by i3 Bank, Member FDIC. The Holdings Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.

Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

Deposits are insured up to $3 million total through a combination of i3 Bank, Member FDIC, and additional program banks. Each account is separately insured up to $250,000 per account holder per bank. Holdings accounts are subject to approval. Terms and conditions apply.