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Invoicing for Freelancers

Send a professional invoice in 60 seconds. Get paid without the awkward follow-up.

Build a branded invoice — hourly or project-based — and send it with a payment link. Your client pays by card. It logs in your books (with accounting, $25/mo). You get on with the next project.

Free. No monthly fee. 3% + $0.30 when they pay.

The invoice shouldn’t be the hard part.

You did the work. It was great. Now you have to write up an invoice, send it over email, and wait. Maybe they pay on the first reminder. Maybe it takes three.

The problem is friction. A plain invoice with no payment button means your client has to log into their bank, find your account number, or set up a new payee. That’s a Tuesday-afternoon task that never happens.

A payment link on the invoice turns “I’ll get to it” into “paid in 90 seconds.” Every time.

Hourly work, project fees, retainers — all covered.

Common freelance invoice line items:

  • Project fee

    flat rate for a defined deliverable

  • Hourly work

    hours × rate (design, development, writing, strategy)

  • Retainer

    monthly fixed fee for ongoing access

  • Milestone billing

    50% at kickoff, 50% at delivery

  • Revision rounds

    beyond-scope hours billed separately

  • Expenses / disbursements

    software, stock, travel, tools passed through at cost

  • Rush fee

    premium for compressed timeline

  • Late payment fee

    optional, noted in payment terms

A payment link changes everything.

Add a payment link to your invoice. Client clicks it, pays by card from their phone or laptop, done. Typical time from invoice sent to payment received: under 24 hours.

  • 3% + $0.30 per payment — no monthly fee

  • Funds deposit 1–2 business days

  • Invoice marked paid automatically

  • Revenue tracked in your books instantly

Look like the kind of freelancer clients refer to other clients.

Your logo. Your business name. A clean, professional PDF. Holdings invoice templates look like they came from a studio with a finance team, not from someone who Googled “invoice template” at 11pm.

Custom branding is included on every plan. The “powered by Holdings” note drops off on the Software plan ($25/mo).

Retainer clients? Set it once.

Monthly retainers are the best part of freelancing — until you have to remember to send 12 invoices a year. Set up a recurring invoice and Holdings sends it automatically. You get paid on schedule without thinking about it.

Know your numbers without a spreadsheet.

Every payment you collect logs as revenue automatically. Your P&L updates in real time. At tax time — your CPA gets a clean export. Quarterly estimates get easier when your books are always current.

Questions

Straight answers.

Do I need a Holdings bank account to send invoices?
You need an account to use payment links. Creating and downloading invoices as PDFs is free with the invoice generator — no signup needed.
Can I invoice in different currencies?
Currently Holdings invoices are in USD only.
What about late payment fees?
Add them as a line item on a revised invoice, or include your late fee policy in the notes section of the original invoice.

You did the work. Get paid for it.

Free to start. No credit check. Takes 5 minutes.