Construction invoice software. Free, professional, gets you paid.

You finished the job. Now comes the hard part.

Most contractors do the work on time and under budget. Then they wait 45 days to get paid — not because the client is broke, but because the billing process is a mess.

A PDF invoice emailed from Gmail with no payment option means your client has to write a check, find stamps, or set up a bank transfer. That takes a week. Then another week. Then a follow-up text. Then another one.

A Holdings invoice has a payment link built in. Client clicks it, pays by card, done in 90 seconds. You get notified. It lands in your account.

Every job is different. Your invoice should reflect that.

Add whatever your job requires — line by line, with quantities, rates, and descriptions. Common construction invoice line items:

• 01

  Framing labor

  hours × rate, or flat fee

• 02

  Materials — lumber, hardware, fasteners

  itemized or lumped by category

• 03

  Electrical labor

  rough-in, trim-out, panel work

• 04

  Plumbing rough-in / finish

  labor + fixtures

• 05

  Equipment rental

  lift, excavator, specialty tools

• 06

  Permits and inspection fees

  pass-through at cost

• 07

  Site cleanup and haul-away

  flat fee or per load

• 08

  Subcontractor work

  labeled clearly, cost + markup

• 09

  Change orders

  add as separate line items with “CO #1” notation

• 10

  Deposit (applied)

  deduct deposits already received

Everything is customizable. Add or remove anything. Your invoice, your format.

Get your terms in writing on every invoice.

Set Net 15, Net 30, or Net 60. Include a notes section for your payment policy. Running a deposit + final payment structure? Send two invoices — one for the deposit upfront, one for the balance at completion.

• 01

  Standard payment terms built in

• 02

  Notes field for late fee language, lien waiver notes, or project address

• 03

  Invoice number auto-assigned and trackable

• 04

  Deposit invoices + final invoices both supported

A payment link on every invoice means faster payment. Every time.

Add a payment link to your construction invoice and your client doesn't need a checkbook. They click the link, pay by card, and the money deposits in your Holdings account in 1–2 business days.

• 01

  Payment link included on every invoice

• 02

  Client pays by Visa, Mastercard, Amex, or Discover

• 03

  3% + $0.30 per transaction — no monthly fee

• 04

  Invoice marked paid automatically

• 05

  Revenue logged in your books instantly

The average time-to-payment drops from 30+ days to under 48 hours when there's a payment link on the invoice.

Monthly retainers and maintenance contracts? Set it once.

If you have clients on monthly service agreements — property maintenance, monthly inspections, facility management — set up a recurring invoice. Holdings sends it automatically on your schedule.

• 01

  Weekly, monthly, or custom billing schedule

• 02

  Invoice generates and sends without you touching it

• 03

  Automatic payment collection coming soon

Every payment you collect tracks itself.

Every construction invoice you send, every payment you receive — it flows into your Holdings accounting automatically. Your P&L stays current. No spreadsheet, no QuickBooks data entry.

Come tax time: your revenue is already categorized. Your CPA gets a clean export.

Holdings vs. building your invoices in Word