Understanding Your 1.75% APY

Learn how your Holdings checking account earns 1.75% APY with no transaction limits - and see how much your balance could earn.

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Explore Holdings

Zero-fee checking with 1.75% APY, FDIC insured to $3M.

Earn 1.75% APY on every dollar. No minimums.

Extended FDIC insurance through partner bank network.

Transparent pricing with zero hidden fees.