- Holdings Fee Schedule
Complete breakdown of Holdings fees - free ACH, free wires, free cards, no monthly fees, and no minimums. See how Holdings compares to traditional banks.
- Daily Transaction Limits
Understand your daily limits for ACH transfers, wires, card spending, and ATM withdrawals - and how to request increases.
- Understanding Your 1.75% APY
Learn how your Holdings checking account earns 1.75% APY with no transaction limits - and see how much your balance could earn.
- Are There Monthly Fees?
Holdings has no monthly fees, no minimum balance requirements, and no hidden charges. Learn what you get for free and how Holdings makes money.
- Wire Transfer Fees Explained
Holdings offers free domestic wire transfers for both sending and receiving. Learn how this compares to typical bank wire fees.
- ATM Fees and Reimbursements
Find fee-free ATMs in the Allpoint network and understand out-of-network ATM fees and reimbursement policies.
- What Fees Does Holdings NOT Charge?
The complete list of fees Holdings does not charge, with a comparison to typical bank fees and your estimated annual savings.
- Monthly Transfer Limits
Understand your monthly ACH and wire transfer limits, how they differ from daily limits, and how to plan for high-volume months.
- How to Increase Your Transaction Limits
Learn how to request higher ACH, wire, and card transaction limits for your Holdings account, including what information to provide.
- How APY Is Calculated
Understand how Annual Percentage Yield works, how Holdings calculates interest on your checking accounts, and how compounding grows your balance.
- When Do I Earn Interest?
Learn when interest is credited to your Holdings account, how to find interest payments in your history, tax implications, and more.
- Maximizing Your Earnings with Holdings
Strategies to earn more interest on your Holdings checking accounts by optimizing balances, routing income, and leveraging compounding.
- ACH Transfer Limits: Daily, Monthly & Per-Transaction Guide
Understand ACH transfer limits at Holdings and across banking — daily caps, monthly limits, how to increase them, and ACH vs. wire comparison.
