Holdings for E-Commerce
Know your real margins. Not just your Shopify payout.
Free business banking that earns 1.75% APY. Add accounting ($25/mo) and every transaction auto-categorizes — COGS, fees, shipping, returns — with a live P&L so you always know what you're actually keeping.
*Free to start · No monthly fee · FDIC insured to $3M · 1,000+ businesses
Your Shopify dashboard tells you revenue. Holdings tells you profit.
Gross revenue is the number that looks good in screenshots. What actually matters is what's left after platform fees, shipping, returns, ad spend, and COGS. Most e-commerce sellers don't know their real margin until their accountant sends a bill in March.
Holdings connects to your business account, categorizes automatically, and shows you a live P&L — so you know your real numbers every day, not just once a year.
Built for sellers who want to know their numbers.
Free business checking — 1.75% APY
Your payouts land here. Your balance earns interest. No monthly fees, no minimums, FDIC insured to $3M.
Automatic bookkeeping
Transactions categorize themselves — Shopify payouts as revenue, ad spend as marketing, shipping as COGS. Rules apply automatically so you're not recategorizing the same thing every month.
Live P&L and Balance Sheet
Revenue, cost of goods, operating expenses, net profit — updated as money moves. Know your margin today, not at year-end.
Invoices + payment links
For wholesale orders, B2B customers, or custom work — send professional invoices with payment links.
CPA-ready exports
Share view-only access or export to CSV, QuickBooks, or Xero. Your accountant gets clean data, not a mess to sort out.
Frequently asked questions
Know what you're keeping, not just what you're making.
Close your books monthly in 30 minutes
The Ecommerce Bookkeeping Checklist — marketplace reconciliation, COGS tracking, margin calculation, and multi-state sales tax.
Free PDF — no spam, unsubscribe anytime.