Skip to main content
Louisiana · LA

Business Banking for Moving Companies in Louisiana

Free business checking with 1.75% APY, built-in accounting, and unlimited sub-accounts for moving companies in Louisiana.

Starting a Moving Business in Louisiana

State Tax Rate

1.85%–4.25% (graduated)

LLC Filing Fee

$100 (LLC)

Major Markets

New Orleans, Baton Rouge, Shreveport, Lafayette

Key Requirements in Louisiana

Moving company license or registration required in Louisiana
USDOT number required for interstate moves
Cargo insurance and general liability insurance required
Must provide binding or non-binding estimates to customers
Workers' compensation insurance required in Louisiana if you have employees

Best Banks for Moving Companies in Louisiana

Compare Louisiana's top business banking options for moving companies.

1

Holdings

$0/mo · 1.75% APY

Free business checking with built-in AI accounting, unlimited sub-accounts, and FDIC insurance up to $3M. Available nationwide including Louisiana.

Key Features

  • Free business checking
  • Built-in AI bookkeeping
  • Unlimited sub-accounts
  • 1.75% APY on all balances

Pros

  • No fees, no minimums
  • Accounting included free
  • FDIC insured up to $3M

Cons

  • No physical branches
  • No cash deposit
2

Home Bank

Regional bank

Best for: moving companies wanting a Louisiana-rooted bank

Pros

Louisiana-headquartered, strong community banking

Cons

Limited presence outside Louisiana

3

Investar Bank

Community bank

Best for: moving companies in the Baton Rouge metro

Pros

Baton Rouge-based, fast commercial lending decisions

Cons

Smaller branch network

4

Business First Bank

Regional bank

Best for: moving companies who need commercial credit

Pros

Louisiana/Texas presence, business-focused

Cons

Growing but still regional

Why Moving Companies in Louisiana Choose Holdings

Free Business Checking

No monthly fees, no minimums, no hidden costs. Every dollar stays in your business.

Built-In AI Bookkeeping

Automatic transaction categorization, real-time P&L and balance sheet. No QuickBooks needed.

1.75% APY on Every Dollar

Your operating funds earn interest while they sit. No tiered rates, no caps.

Unlimited Sub-Accounts

Organize funds by job, project, or purpose. Track payroll, taxes, and expenses separately.

Moving Companies Banking in Louisiana — FAQ

Do I need a license to start a moving company in Louisiana?

Yes — Louisiana requires moving companies to register with the state (often through the public utilities commission or transportation department) and obtain proper insurance. For interstate moves, you'll also need a USDOT number. Register your LLC ($100) as a first step.

What insurance do moving companies need in Louisiana?

Moving companies in Louisiana need general liability insurance, cargo/goods-in-transit insurance, commercial auto insurance for trucks, and workers' compensation. Customers' belongings are your responsibility during the move — adequate insurance coverage is critical.

Do moving companies in Louisiana need a separate bank account?

Absolutely — moving companies deal with deposits, final payments, fuel costs, truck maintenance, and seasonal labor. A dedicated business account with AI bookkeeping tracks revenue per job and helps manage the seasonal cash flow swings common in the moving industry.

Thinking about switching banks?

Get the free switching checklist — every step, nothing forgotten.

Free PDF — no spam, unsubscribe anytime.

Ready to open your account?

Holdings offers free banking with 1.75% APY for moving companies in Louisiana. Open your account in minutes.

More Louisiana Business Banking Guides

Explore banking guides for other industries in Louisiana.